What is the most common complaint against Penncro Associates, Inc.?

The most common issue consumers report about Penncro Associates, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 9 complaints filed with the CFPB.

Are complaints against Penncro Associates, Inc. increasing or decreasing?

Complaints against Penncro Associates, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Penncro Associates, Inc.'s reputation grade?

Penncro Associates, Inc. has a reputation grade of B (score: 65.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Penncro Associates, Inc. respond to consumer complaints?

Penncro Associates, Inc. has a 89% timely response rate to CFPB complaints. Consumers disputed the company's response in 22% of cases.

In how many states does Penncro Associates, Inc. operate?

Penncro Associates, Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Texas (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Penncro Associates, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

3
Communication tactics

2
Disclosure verification of debt

2
False statements or representation

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record penncro-associates-inc Penncro Associates, Inc.

Grade B · 9 CFPB filings · 89% timely · lead issue: Cont'd attempts collect debt not owed · vol #2631 · compose #1724

VOL 9
GRADE B
12MO 0
STATES 6
TIMELY 89%
DISPUTE 22%
ISSUE Cont'd attempts collect de…
RANK #2,631
COMPOSE #1,724

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Penncro Associates, Inc.'s 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Penncro Associates, Inc.'s CFPB filings land in Texas

High volume does not equal a clean composite: Penncro Associates, Inc. is volume #2,631 but composite #1,724, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 33.3%; 3 of 9 filings · 6 states touched
Spike month: 2019-01 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,631 volume; #1,724 composite; Cleanest-composite ladder is 907 places better than volume

How does Penncro Associates, Inc. compare to its peers?

How does Penncro Associates, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Penncro Associates, In… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

89%

100%

91%

Consumer-dispute ratelower is better

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-01 2026-01

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	3
Communication tactics	2
Disclosure verification of debt	2
False statements or representation	1
Improper contact or sharing of info	1

Where do complaints against Penncro Associates, Inc. come from?

Penncro Associates, Inc.'s own per-state count, not a national baseline.

Texas

3
California

2
Florida

1
Louisiana

1
Virginia

1
West Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Penncro Associates, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Penncro Associates, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.