What is the most common complaint against Opportunity Fund?

The most common issue consumers report about Opportunity Fund is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 15 complaints filed with the CFPB.

Are complaints against Opportunity Fund increasing or decreasing?

Complaints against Opportunity Fund are rising. The company received 10 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Opportunity Fund's reputation grade?

Opportunity Fund has a reputation grade of C (score: 57.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Opportunity Fund respond to consumer complaints?

Opportunity Fund has a 92% timely response rate to CFPB complaints.

In how many states does Opportunity Fund operate?

Opportunity Fund has received CFPB complaints from consumers in 8 states, with the most complaints from Michigan (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Opportunity Fund - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

7
Attempts to collect debt not owed

6
Threatened to contact someone or share information improperly

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record opportunity-fund Opportunity Fund

Grade C · 15 CFPB filings · 92% timely · lead issue: Took or threatened to take negative or legal action · vol #2157 · compose #2909

VOL 15
GRADE C
12MO 10
STATES 8
TIMELY 92%
ISSUE Took or threatened to take…
RANK #2,157
COMPOSE #2,909

Volume peers

Nearest volume peer: Accounts Advocate Agency (15 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Opportunity Fund's 15 CFPB complaints sit next to Accounts Advocate Agency on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Michigan is the plurality state for Opportunity Fund (26.7%)

The 2024-01 spike coincides with a 752-place gap between volume rank #2,157 and composite #2,909. Corpus placement method.

Plurality state: Michigan 26.7%; Mid-band (15–30%) · 8 states with ≥1 filing
Spike month: 2024-01 19.0%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,157 volume; #2,909 composite; Cleanest-composite ladder is 752 places worse than volume

How does Opportunity Fund compare to its peers?

How does Opportunity Fund compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Opportunity Fund National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

93%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-12 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	7
Attempts to collect debt not owed	6
Threatened to contact someone or share information improperly	1
Electronic communications	1

Where do complaints against Opportunity Fund come from?

Opportunity Fund's own per-state count, not a national baseline.

Michigan

4
Illinois

3
California

2
New York

2
Florida

1
Georgia

1
Ohio

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Opportunity Fund: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 15.

4 peers

Know your rights before responding to Opportunity Fund: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.