What is the most common complaint against King of Credit Financial, Inc?

The most common issue consumers report about King of Credit Financial, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 8 complaints filed with the CFPB.

Are complaints against King of Credit Financial, Inc increasing or decreasing?

Complaints against King of Credit Financial, Inc have been stable. The company received 2 complaints in the last 12 months.

What is King of Credit Financial, Inc's reputation grade?

King of Credit Financial, Inc has a reputation grade of D (score: 51.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does King of Credit Financial, Inc respond to consumer complaints?

King of Credit Financial, Inc has a 67% timely response rate to CFPB complaints.

In how many states does King of Credit Financial, Inc operate?

King of Credit Financial, Inc has received CFPB complaints from consumers in 3 states, with the most complaints from California (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

King of Credit Financial, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

7
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record king-of-credit-financial-inc King of Credit Financial, Inc

Grade D · 8 CFPB filings · 67% timely · lead issue: Attempts to collect debt not owed · vol #2714 · compose #3889

VOL 8
GRADE D
12MO 2
STATES 3
TIMELY 67%
ISSUE Attempts to collect debt n…
RANK #2,714
COMPOSE #3,889

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

King of Credit Financial, Inc's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

62.5% of King of Credit Financial, Inc's CFPB filings land in California

High volume does not equal a clean composite: King of Credit Financial, Inc is volume #2,714 but composite #3,889, while California dominates the geography. Corpus placement method.

Dominant state: California 62.5%; 5 of 8 filings · 3 states touched
Spike month: 2017-06 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,714 volume; #3,889 composite; Cleanest-composite ladder is 1,175 places worse than volume

How does King of Credit Financial, Inc compare to its peers?

How does King of Credit Financial, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

King of Credit Financi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-06 2017-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	7
Took or threatened to take negative or legal action	1

Where do complaints against King of Credit Financial, Inc come from?

King of Credit Financial, Inc's own per-state count, not a national baseline.

California

5
Texas

2
Illinois

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for King of Credit Financial, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to King of Credit Financial, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.