State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 27

Sorted by most complaints

Regional Credit Solutions

D
1 total complaints ↓ falling

Regional Management Corporation

D
1 total complaints ↑ rising

Reliance Exchange Group

D
1 total complaints ↓ falling

Resurgence Financial, LLC

B
1 total complaints ↓ falling

Revenue Assistance Corporation dba Revenue Group

D
1 total complaints ↓ falling

Revenue Enterprises, LLC

D
1 total complaints → stable

Revolut Technologies Inc.

A
1 total complaints ↑ rising

Roger Van Wert

1 total complaints ↑ rising

Rosenberg & Associates Recovery Services

F
1 total complaints ↑ rising

Round Two Recovery

D
1 total complaints ↓ falling

Round Up Ventures, L.P.

D
1 total complaints ↑ rising

Russell Collection Agency, Inc

C
1 total complaints ↓ falling

Softgate Systems, Inc.

F
1 total complaints ↑ rising

Southstate Bank Corporation

B
1 total complaints ↑ rising

Southwest Collection Services Inc.

D
1 total complaints ↓ falling

SRA Associates, Inc.

C
1 total complaints ↓ falling

State Bankshares, Inc.

B
1 total complaints ↑ rising

State Employees Credit Union

C
1 total complaints ↑ rising

Student Assistance Foundation

B
1 total complaints ↓ falling

Summit Funding, Inc.

A
1 total complaints ↓ falling

SUN West Mortgage Company, Inc.

D
1 total complaints ↑ rising

Saddleback Acceptance Corporation

A
1 total complaints ↓ falling

Sandia Resolution Company, LLC

1 total complaints ↑ rising

Schachter Portnoy, L.L.C.

B
1 total complaints ↓ falling

Scratch Financial, Inc.

C
1 total complaints ↑ rising

Scratch Services, Inc.

D
1 total complaints ↓ falling

Select Management Resources, LLC

C
1 total complaints ↓ falling

Service Finance Holdings, LLC

B
1 total complaints ↓ falling

Seterus, Inc.

C
1 total complaints ↓ falling

Simon's Agency, Inc.

F
1 total complaints ↓ falling

Skopos Financial, LLC

B
1 total complaints ↑ rising

Snap Recovery, Inc.

D
1 total complaints ↑ rising

Snow and Sauerteig LLP

C
1 total complaints ↓ falling

Solutions To Portfolios, LLC

C
1 total complaints ↓ falling

Sortis Financial, Inc.

C
1 total complaints ↓ falling

South East Collection Specialist

F
1 total complaints ↑ rising

Southern Auto Finance Co

C
1 total complaints → stable

Southern Credit Adjusters, Inc.

B
1 total complaints ↓ falling

Springer Collections Inc.

D
1 total complaints ↓ falling

St.John Cobb Inc

B
1 total complaints ↓ falling

Student Account Management Services, LLC

A
1 total complaints ↓ falling

Suburban Credit Corporation

D
1 total complaints ↓ falling

Sunlight Financial LLC

D
1 total complaints ↑ rising

Sunnova Energy Corporation

F
1 total complaints → stable

Synter Resource Group, LLC.

D
1 total complaints ↓ falling

Systematic National Collection, Inc.

D
1 total complaints ↓ falling

TCF & Associates

F
1 total complaints ↓ falling

TDS Financial LLC

F
1 total complaints ↓ falling

TSC Accounts Receivable Solutions

F
1 total complaints ↓ falling

Talbot, Adams, & Moore, Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.