State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 26

Sorted by most complaints

Novea Portfolio Management LLC

D
1 total complaints ↓ falling

OKX Inc.

B
1 total complaints ↑ rising

OLD National Bancorp

A
1 total complaints → stable

Oakridge Direct Solutions Inc.

F
1 total complaints ↓ falling

Oliver Adjustment Co.

C
1 total complaints ↓ falling

Omnipoint Capital

F
1 total complaints ↑ rising

On Q Financial

A
1 total complaints ↓ falling

Open Dealer Exchange, LLC

D
1 total complaints ↑ rising

Orion Capital Solutions LLC

D
1 total complaints → stable

Oxford Law, LLC

C
1 total complaints ↓ falling

P&L Acquisitions LLC

D
1 total complaints ↓ falling

Pacific Capital Exchange

D
1 total complaints ↓ falling

Pacific Premier Bancorp, Inc.

F
1 total complaints ↑ rising

PCR Group

F
1 total complaints → stable

PCS Receivables Corp.

D
1 total complaints ↓ falling

Pinnacle Recovery, Inc.

D
1 total complaints ↓ falling

Pacific Collections

F
1 total complaints ↓ falling

Pacific Credit Exchange Corporation

B
1 total complaints → stable

Pacific Financial Group (Closed)

B
1 total complaints ↓ falling

Palmar, Inc.

F
1 total complaints ↑ rising

Pangaea International Receivable Services Inc.

A
1 total complaints ↓ falling

Paradigm Assets, LLC

D
1 total complaints ↓ falling

Paragon Credit Services

A
1 total complaints ↓ falling

Payment Resolution Services

C
1 total complaints ↑ rising

Pendleton Capital Management

F
1 total complaints ↓ falling

Peritus Portfolio Services II, LLC

B
1 total complaints ↑ rising

Phelan Hallinan Diamond & Jones, PC

C
1 total complaints ↓ falling

Pier Special Opportunities Fund LP

B
1 total complaints → stable

Pioneer Law Firm, P.C.

C
1 total complaints ↓ falling

Portland Credit Inc

D
1 total complaints ↓ falling

Praxis Financial Solutions, Incorporated

C
1 total complaints ↓ falling

Premier Portfolio Group

F
1 total complaints ↓ falling

Pressler & Pressler, LLP

D
1 total complaints ↓ falling

Professional Datasolutions, Inc.

A
1 total complaints ↑ rising

Professional Recovery Consultants, Inc.

C
1 total complaints ↓ falling

Quantum3 Group, LLC

B
1 total complaints → stable

Quest Legal Group

F
1 total complaints ↓ falling

Quick Bridge Funding, LLC

C
1 total complaints ↓ falling

Randolph-Brooks Federal Credit Union

D
1 total complaints ↑ rising

RC Willey

D
1 total complaints ↑ rising

RMB, Inc.

C
1 total complaints ↓ falling

Robinhood Markets Inc.

D
1 total complaints ↑ rising

ROC Asset Solutions, LLC

F
1 total complaints ↓ falling

Razor Capital, LLC

D
1 total complaints ↓ falling

Receivables Management Group, Inc. (MN)

D
1 total complaints ↓ falling

Recovery Management Solutions LLC

F
1 total complaints ↑ rising

Recovery One, LLC

D
1 total complaints ↓ falling

Red Cedar Associates LLC

D
1 total complaints ↓ falling

Reel Time Capital LLC

D
1 total complaints ↑ rising

Regional Acquisition Group, Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.