This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 12 complaints

Regional Credit Solutions - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade D.

Complaints by issue type

What consumers report about Regional Credit Solutions

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record regional-credit-solutions Regional Credit Solutions

Grade D · 12 CFPB filings · 67% timely · lead issue: Communication tactics

  • VOL 12
  • GRADE D
  • 12MO 0
  • STATES 11
  • TIMELY 67%
  • DISPUTE 42%
  • ISSUE Communication tactics
  • RANK #2,348
  • COMPOSE Not ranked

Nearest volume peer: 1803 Capital, LLC (12 complaints)

1803 Capital, LLC1803 Capital, LLC12AC AutoPay LLC, Denver, CO BranchAC AutoPay LLC, Denver, CO B…12Account Recovery Service, Inc. (WI)Account Recovery Service, In…12A.C.S. Companies, Inc. IA.C.S. Companies, Inc. I12Regional Credit Solutions (this)Regional Credit Solutions (t…12
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Regional Credit Solutions's 12 CFPB complaints sit next to 1803 Capital, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 12 complaints break down

Every complaint issue type on record for Regional Credit Solutions, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
50.7/100
Regional Credit Solutions

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume C
12
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
67%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate C
42%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Virginia is the plurality state for Regional Credit Solutions (16.7%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Virginia 16.7%
Mid-band (15–30%) · 11 states with ≥1 filing
Seasonal peak
2019-03 14.3%
8–15% band · 3 filings
Corpus ranks
#2,348 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Regional Credit Solutions compare to its peers?

How does Regional Credit Solutions compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Regional Credit Solutions National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
67%
83%
91%
Consumer-dispute ratelower is better
42%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Regional Credit Solutions a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 50%60%70%80%90%100%110% 0%50%100%150% Timely response rate (%) Dispute rate (%) Regional Credit Solutions vs. 9 similar-volume peers, by response speed and dispute rate Regional Credit SolutionsRSB Equity Group, LLCRevenue Cycle Management CorpReverse Mortgage Solutions, Inc.Professional Adjustment Bureau of Mid-America, Inc.Robert W. Warner & Associates, P.C.Prime Business Service, LLCRolfe & Lobello, P.A.Precise Financial Group, LLCRubin Lublin, LLC
Source: CFPB Consumer Complaint Database

Regional Credit Solutions's complaint volume in context

Regional Credit Solutions vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

12 57th percentile higher than 57% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Regional Credit Solutions 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2014-02 2019-09

Issue Detail Breakdown

Issue Complaints
Communication tactics
5
Cont'd attempts collect debt not owed
3
Taking/threatening an illegal action
3
Improper contact or sharing of info
1

Where do complaints against Regional Credit Solutions come from?

Regional Credit Solutions's own per-state count, not a national baseline.

Top states by complaints against Regional Credit Solutions

Across 11 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Regional Credit Solutions: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Know your rights before responding to Regional Credit Solutions: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.