What is the most common complaint against Regional Credit Solutions?

The most common issue consumers report about Regional Credit Solutions is "Communication tactics", specifically "Threatened arrest/jail if do not pay". This is based on 12 complaints filed with the CFPB.

Are complaints against Regional Credit Solutions increasing or decreasing?

Complaints against Regional Credit Solutions are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Regional Credit Solutions's reputation grade?

Regional Credit Solutions has a reputation grade of D (score: 50.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Regional Credit Solutions respond to consumer complaints?

Regional Credit Solutions has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 42% of cases.

In how many states does Regional Credit Solutions operate?

Regional Credit Solutions has received CFPB complaints from consumers in 11 states, with the most complaints from Virginia (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Regional Credit Solutions - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

5
Cont'd attempts collect debt not owed

3
Taking/threatening an illegal action

3
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record regional-credit-solutions Regional Credit Solutions

Grade D · 12 CFPB filings · 67% timely · lead issue: Communication tactics · vol #2348 · compose #4087

VOL 12
GRADE D
12MO 0
STATES 11
TIMELY 67%
DISPUTE 42%
ISSUE Communication tactics
RANK #2,348
COMPOSE #4,087

Volume peers

Nearest volume peer: 1803 Capital, LLC (12 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Regional Credit Solutions's 12 CFPB complaints sit next to 1803 Capital, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Virginia is the plurality state for Regional Credit Solutions (16.7%)

Volume rank #2,348 and composite rank #4,087 diverge by 1,739 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Virginia 16.7%; Mid-band (15–30%) · 11 states with ≥1 filing
Seasonal peak: 2019-03 14.3%; 8–15% band · 3 filings
Divergent corpus ranks: #2,348 volume; #4,087 composite; Cleanest-composite ladder is 1,739 places worse than volume

How does Regional Credit Solutions compare to its peers?

How does Regional Credit Solutions compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Regional Credit Soluti… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

83%

91%

Consumer-dispute ratelower is better

42%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-02 2019-09

Issue Detail Breakdown

Issue	Complaints
Communication tactics	5
Cont'd attempts collect debt not owed	3
Taking/threatening an illegal action	3
Improper contact or sharing of info	1

Where do complaints against Regional Credit Solutions come from?

Regional Credit Solutions's own per-state count, not a national baseline.

Virginia

2
Arizona

1
California

1
Colorado

1
Connecticut

1
Florida

1
Idaho

1
Illinois

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Regional Credit Solutions: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 12.

4 peers

Know your rights before responding to Regional Credit Solutions: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.