State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 28

Sorted by most complaints

The Affiliated Group, Inc

C
1 total complaints ↓ falling

The CFM Group

F
1 total complaints ↓ falling

The Dunning Law Firm APC

A
1 total complaints ↓ falling

The Law Office of John P. Frye P.C.

B
1 total complaints ↓ falling

The Law Offices of Gerald E Moore & Associates, PC

C
1 total complaints ↓ falling

The Minacs Group (USA) Inc.

D
1 total complaints ↓ falling

The Regional Adjustment Bureau, Incorporated

C
1 total complaints ↓ falling

The Stark Collection Agency, Inc.

F
1 total complaints ↑ rising

The Wilber Law Firm, P.C.

F
1 total complaints ↓ falling

Titan Revenue Solutions

C
1 total complaints ↓ falling

Titan Solutions Group LLC

C
1 total complaints ↑ rising

Title Security Agency LLC

A
1 total complaints ↓ falling

Todd, Bremer & Lawson, Inc.

D
1 total complaints ↓ falling

Total Recovery Solutions

D
1 total complaints ↓ falling

Transfinancial Companies, Inc

D
1 total complaints ↓ falling

Tribal Lending Enterprise, Inc.

D
1 total complaints ↓ falling

Triple AC Resolutions

F
1 total complaints ↓ falling

Triton Recovery Group

D
1 total complaints ↑ rising

Trojan Professional Services, Inc.

C
1 total complaints ↓ falling

Troy Capital, LLC

C
1 total complaints → stable

Universal Collection Systems, Inc

B
1 total complaints → stable

USI Solutions Inc.

C
1 total complaints ↓ falling

Uetsa Tsakits, Inc. d/b/a MaxLend

F
1 total complaints ↓ falling

Union Adjustment Company, Inc.

C
1 total complaints ↓ falling

United Check Recovery, LLC

F
1 total complaints ↓ falling

United Credit and Collections Inc.

C
1 total complaints → stable

United Debt Holdings, LLC

D
1 total complaints ↓ falling

United Recovery Group, LLC (Closed)

C
1 total complaints ↓ falling

United Recovery Worldwide LLC

D
1 total complaints ↓ falling

Unity Asset Management

F
1 total complaints ↑ rising

Universal Account Servicing, LLC

F
1 total complaints → stable

Universal Recovery Corporation

F
1 total complaints ↓ falling

Unlimited Progress Corp

C
1 total complaints ↓ falling

Vanderbilt Mortgage & Finance, Inc

B
1 total complaints → stable

Velo LAW Office

B
1 total complaints ↑ rising

Van Ru Credit Corporation

C
1 total complaints ↓ falling

Veldos, LLC

B
1 total complaints ↓ falling

Vericred Solutions LLC

F
1 total complaints ↓ falling

Volvo Car Financial Services U.S., LLC

C
1 total complaints ↑ rising

Webster Bank, National Association

B
1 total complaints ↑ rising

WSFS Financial Corporation

D
1 total complaints → stable

West Coast Servicing, Inc.

C
1 total complaints ↓ falling

Western Credit & Collection Service, Inc.

B
1 total complaints ↓ falling

Westhill Financial

F
1 total complaints ↓ falling

Wilson, Riley & Associates

F
1 total complaints ↓ falling

Windy City Capital Management, LLC

F
1 total complaints ↓ falling

World Omni Financial Corp.

C
1 total complaints ↑ rising

World Recovery Service, LLC

F
1 total complaints ↓ falling

Xoom Corporation

A
1 total complaints ↓ falling

YSA ARM LLC DBA Oxygen XL

F
1 total complaints ↑ rising

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.