What is the most common complaint against Summit Funding, Inc.?

The most common issue consumers report about Summit Funding, Inc. is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 2 complaints filed with the CFPB.

Are complaints against Summit Funding, Inc. increasing or decreasing?

Complaints against Summit Funding, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Summit Funding, Inc.'s reputation grade?

Summit Funding, Inc. has a reputation grade of A (score: 74.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Summit Funding, Inc. respond to consumer complaints?

Summit Funding, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Summit Funding, Inc. operate?

Summit Funding, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Arizona (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Summit Funding, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record summit-funding-inc Summit Funding, Inc.

Grade A · 2 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #4354 · compose #1006

VOL 2
GRADE A
12MO 0
STATES 2
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #4,354
COMPOSE #1,006

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Summit Funding, Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Summit Funding, Inc.'s CFPB filings land in Arizona

High volume does not equal a clean composite: Summit Funding, Inc. is volume #4,354 but composite #1,006, while Arizona dominates the geography. Corpus placement method.

Dominant state: Arizona 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2021-08 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,354 volume; #1,006 composite; Cleanest-composite ladder is 3,348 places better than volume

How does Summit Funding, Inc. compare to its peers?

How does SUMMIT FUNDING, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

SUMMIT FUNDING, INC. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-08 2021-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Communication tactics	1

Where do complaints against Summit Funding, Inc. come from?

Summit Funding, Inc.'s own per-state count, not a national baseline.

Arizona

1
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Summit Funding, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Summit Funding, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.