State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 17

Sorted by most complaints

Insight Management Partners, LLC

D
2 total complaints ↓ falling

International Computer Systems, Inc.

D
2 total complaints → stable

JPL Recovery Solutions

F
2 total complaints ↓ falling

Kilowatt Financial, LLC, a Spruce Finance Company

F
2 total complaints ↓ falling

Kenneth E. Davidson, Attorney

C
2 total complaints ↑ rising

KeyBridge Medical Revenue Management

D
2 total complaints ↓ falling

Knight Adjustment Bureau

F
2 total complaints ↓ falling

Kora Financial

D
2 total complaints ↑ rising

Kross, Lieberman & Stone, Inc.

F
2 total complaints ↓ falling

Landmark Strategy Group, LLC

D
2 total complaints ↑ rising

Law Office of Brett M. Borland, P.C.

F
2 total complaints ↑ rising

Law Office of Harris & Zide

D
2 total complaints ↓ falling

Law Offices of Les Zieve

B
2 total complaints ↓ falling

Law Offices of Palmer, Reifler & Associates, P.A.

C
2 total complaints ↓ falling

Law Offices of Robert J. Colclough, III

F
2 total complaints ↓ falling

LendingUSA

B
2 total complaints → stable

Lewis, McDonnell & Associates

F
2 total complaints ↓ falling

Loan Science, LLC

B
2 total complaints ↓ falling

Local Data Recovery, LLC

F
2 total complaints → stable

Mission Financial Services Corporation

D
2 total complaints ↑ rising

MarkOne Holdings, LLC

F
2 total complaints ↑ rising

McKellar & Associates Group, Inc.

C
2 total complaints ↓ falling

Mediation Recovery Center

C
2 total complaints ↑ rising

Medical Business Bureau

F
2 total complaints ↓ falling

Melar Investments, LLC

C
2 total complaints → stable

Merchants Acceptance Corp

B
2 total complaints ↑ rising

Mid-Atlantic Finance Co., Inc.

D
2 total complaints ↑ rising

Mnet Financial Inc

C
2 total complaints → stable

Mobiloans, LLC

F
2 total complaints ↑ rising

Mountain Land Collections, Inc.

C
2 total complaints → stable

National Debt Relief LLC

F
2 total complaints ↑ rising

Nationwide Acceptance LLC

C
2 total complaints → stable

National Commercial Services, Inc

D
2 total complaints ↓ falling

National Credit Services, Inc.

C
2 total complaints ↓ falling

National Debt Holdings, LLC

D
2 total complaints ↑ rising

National Recoveries, Inc.

C
2 total complaints ↓ falling

Neuheisel Law Firm, P.C.

C
2 total complaints ↓ falling

Northwestern Mediation Services

F
2 total complaints → stable

Northwood Asset Management Group

C
2 total complaints ↓ falling

Oracle Financial Group LLC.

D
2 total complaints ↓ falling

Overton, Russell, Doerr and Donovan, LLP

F
2 total complaints ↓ falling

Pacific Rim Alliance Corporation

D
2 total complaints ↓ falling

Peterson Enterprises, Inc.

F
2 total complaints ↓ falling

Pinnacle Asset Management, LLC

F
2 total complaints ↓ falling

Premier Auto Credit

C
2 total complaints ↑ rising

Presto Auto Loans, Inc.

A
2 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
2 total complaints ↓ falling

Professional Recovery Management

F
2 total complaints ↑ rising

Quality Loan Service Corporation

D
2 total complaints ↓ falling

RAB, Inc.

D
2 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.