What is the most common complaint against Premier Auto Credit?

The most common issue consumers report about Premier Auto Credit is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 30 complaints filed with the CFPB.

Are complaints against Premier Auto Credit increasing or decreasing?

Complaints against Premier Auto Credit are rising. The company received 14 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Premier Auto Credit's reputation grade?

Premier Auto Credit has a reputation grade of C (score: 55.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Premier Auto Credit respond to consumer complaints?

Premier Auto Credit has a 100% timely response rate to CFPB complaints.

In how many states does Premier Auto Credit operate?

Premier Auto Credit has received CFPB complaints from consumers in 7 states, with the most complaints from California (21 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Premier Auto Credit - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

14
False statements or representation

8
Took or threatened to take negative or legal action

5
Communication tactics

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record premier-auto-credit Premier Auto Credit

Grade C · 30 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1544 · compose #3172

VOL 30
GRADE C
12MO 14
STATES 7
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,544
COMPOSE #3,172

Volume peers

Nearest volume peer: Atlantic Collection Agency, Inc. (30 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Premier Auto Credit's 30 CFPB complaints sit next to Atlantic Collection Agency, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

70.0% of Premier Auto Credit's CFPB filings land in California

High volume does not equal a clean composite: Premier Auto Credit is volume #1,544 but composite #3,172, while California dominates the geography. Corpus placement method.

Dominant state: California 70.0%; 21 of 30 filings · 7 states touched
Spike month: 2025-07 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,544 volume; #3,172 composite; Cleanest-composite ladder is 1,628 places worse than volume

How does Premier Auto Credit compare to its peers?

How does Premier Auto Credit compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Premier Auto Credit National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

36%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-01 2025-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	14
False statements or representation	8
Took or threatened to take negative or legal action	5
Communication tactics	2
Written notification about debt	1

Where do complaints against Premier Auto Credit come from?

Premier Auto Credit's own per-state count, not a national baseline.

California

21
Nevada

3
Arizona

2
Arkansas

1
Kansas

1
Texas

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Premier Auto Credit: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 30.

4 peers

Know your rights before responding to Premier Auto Credit: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.