State complaint profile

Debt collection complaints in Washington

14,503 CFPB complaints filed against 1,146 debt collectors active in Washington.

Complaints
14,503
Collectors
1,146
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Washington at a glance

Washington consumers have filed 14,503 CFPB debt-collection complaints against 1,146 collectors.

14,503
CFPB complaints filed
1,146
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Washington

Washington filings are dispersed: the top three collectors hold only 0% of 14,503 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Washington residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 20

Sorted by most complaints

M.A.R.S., Inc.

D
1 total complaints → stable

Mccabe, Trotter & Beverly, PC

B
1 total complaints ↓ falling

MCU Holdings, LLC

C
1 total complaints ↓ falling

Midcountry Financial Corp

C
1 total complaints ↓ falling

MNS & Associates LLC

D
1 total complaints ↓ falling

Money Source, Inc., the

B
1 total complaints ↓ falling

MS Services LLC

D
1 total complaints ↓ falling

Main Resolution Group

D
1 total complaints ↓ falling

Malcolm S. Gerald and Associates, Inc.

F
1 total complaints ↓ falling

Mark A. Kirkorsky, PC

D
1 total complaints ↓ falling

Mary Jane M. Elliott, P.C. Attorneys At Law

D
1 total complaints ↓ falling

Matthew Thomas & Associates LLC

F
1 total complaints ↓ falling

Mayan, LLC

B
1 total complaints ↓ falling

McCarthy & Holthus, LLP

C
1 total complaints ↓ falling

Med-1 Solutions, LLC

F
1 total complaints ↓ falling

Medical Business Bureau

F
1 total complaints ↓ falling

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
1 total complaints ↑ rising

Meridian ARG Inc.

F
1 total complaints ↓ falling

Metacorp LLC

C
1 total complaints → stable

Mid-Atlantic Consumer Services

C
1 total complaints ↓ falling

Midwest Loan Services, Inc.

A
1 total complaints → stable

Miller Davis & Peoples

C
1 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

MiraMed Revenue Group LLC

C
1 total complaints ↓ falling

Mnet Financial Inc

C
1 total complaints → stable

Money Tree Lending

C
1 total complaints ↓ falling

Mountain Land Collections, Inc.

C
1 total complaints → stable

Municipal Collections Services, Inc.

D
1 total complaints ↓ falling

Ncsplus Incorporated

C
1 total complaints ↓ falling

Nae-Mo Corp dba Matthews & Michaels

B
1 total complaints → stable

National Account Services Group, LLC.

D
1 total complaints ↓ falling

National Bureau of Collections, Inc

A
1 total complaints ↓ falling

National Debt Group of NY

F
1 total complaints ↓ falling

Nations Recovery Center

D
1 total complaints ↓ falling

Nationwide Arbitration Services LLC

D
1 total complaints ↓ falling

Nationwide Intermediary Services llc

C
1 total complaints ↓ falling

Nationwide Recovery Group LLC

D
1 total complaints ↑ rising

Newman, Hesse & Associates, P. A.

D
1 total complaints ↓ falling

Nextep Funding LLP

C
1 total complaints ↓ falling

Northwestern Mediation Services

F
1 total complaints → stable

Oliphant Financial, LLC

D
1 total complaints ↓ falling

Paramount Residential Mortgage Group

B
1 total complaints ↑ rising

PCS Receivables Corp.

D
1 total complaints ↓ falling

PDQ Services, Inc.

F
1 total complaints ↓ falling

Pennymac Loan Services, LLC.

D
1 total complaints ↑ rising

PHH Mortgage Services Corporation

C
1 total complaints ↓ falling

Plaza Home Mortgage, Inc.

A
1 total complaints ↓ falling

PLS Group, Inc

B
1 total complaints ↓ falling

Provident Funding Associates

A
1 total complaints ↓ falling

Pacific Credit Exchange Corporation

B
1 total complaints → stable

If a collector is contacting you in Washington

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Washington resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Washington

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Washington Resident

Three parallel channels apply in Washington: the CFPB complaint form (powers this dataset), the Washington attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.