What is the most common complaint against Provident Funding Associates?

The most common issue consumers report about Provident Funding Associates is "Communication tactics", specifically "Frequent or repeated calls". This is based on 1 complaints filed with the CFPB.

Are complaints against Provident Funding Associates increasing or decreasing?

Complaints against Provident Funding Associates are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Provident Funding Associates's reputation grade?

Provident Funding Associates has a reputation grade of A (score: 80.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Provident Funding Associates respond to consumer complaints?

Provident Funding Associates has a 100% timely response rate to CFPB complaints.

In how many states does Provident Funding Associates operate?

Provident Funding Associates has received CFPB complaints from consumers in 1 states, with the most complaints from Washington (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Provident Funding Associates - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record provident-funding-associates Provident Funding Associates

Grade A · 1 CFPB filings · 100% timely · lead issue: Communication tactics · vol #5153 · compose #597

VOL 1
GRADE A
12MO 0
STATES 1
TIMELY 100%
ISSUE Communication tactics
RANK #5,153
COMPOSE #597

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Provident Funding Associates's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Provident Funding Associates's CFPB filings land in Washington

High volume does not equal a clean composite: Provident Funding Associates is volume #5,153 but composite #597, while Washington dominates the geography. Corpus placement method.

Dominant state: Washington 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2025-07 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #5,153 volume; #597 composite; Cleanest-composite ladder is 4,556 places better than volume

How does Provident Funding Associates compare to its peers?

How does PROVIDENT FUNDING ASSOCIATES compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

PROVIDENT FUNDING ASSO… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-07 2025-07

Issue Detail Breakdown

Issue	Complaints
Communication tactics	1

Where do complaints against Provident Funding Associates come from?

Provident Funding Associates's own per-state count, not a national baseline.

Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Provident Funding Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Provident Funding Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.