What is the most common complaint against Money Tree Lending?

The most common issue consumers report about Money Tree Lending is "Communication tactics", specifically "Talked to a third-party about your debt". This is based on 2 complaints filed with the CFPB.

Are complaints against Money Tree Lending increasing or decreasing?

Complaints against Money Tree Lending are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Money Tree Lending's reputation grade?

Money Tree Lending has a reputation grade of C (score: 56.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Money Tree Lending respond to consumer complaints?

Money Tree Lending has a 50% timely response rate to CFPB complaints.

In how many states does Money Tree Lending operate?

Money Tree Lending has received CFPB complaints from consumers in 2 states, with the most complaints from Tennessee (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Money Tree Lending - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record money-tree-lending Money Tree Lending

Grade C · 2 CFPB filings · 50% timely · lead issue: Communication tactics · vol #4218 · compose #3035

VOL 2
GRADE C
12MO 0
STATES 2
TIMELY 50%
ISSUE Communication tactics
RANK #4,218
COMPOSE #3,035

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Money Tree Lending's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Money Tree Lending's CFPB filings land in Tennessee

High volume does not equal a clean composite: Money Tree Lending is volume #4,218 but composite #3,035, while Tennessee dominates the geography. Corpus placement method.

Dominant state: Tennessee 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2025-05 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,218 volume; #3,035 composite; Cleanest-composite ladder is 1,183 places better than volume

How does Money Tree Lending compare to its peers?

How does Money Tree Lending compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Money Tree Lending National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-05 2025-05

Issue Detail Breakdown

Issue	Complaints
Communication tactics	1
Threatened to contact someone or share information improperly	1

Where do complaints against Money Tree Lending come from?

Money Tree Lending's own per-state count, not a national baseline.

Tennessee

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Money Tree Lending: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Money Tree Lending: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.