State complaint profile

Debt collection complaints in Utah

5,102 CFPB complaints filed against 758 debt collectors active in Utah.

Complaints
5,102
Collectors
758
Top collector
Express Recovery Services, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Utah at a glance

Utah consumers have filed 5,102 CFPB debt-collection complaints against 758 collectors.

5,102
CFPB complaints filed
758
collectors active here
#1
most-complained: Express Recovery Services, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Utah

Utah filings are dispersed: the top three collectors hold only 0.1% of 5,102 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Utah residents in this extract is Express Recovery Services, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

Synerprise Consulting Services, Inc.

C
2 total complaints ↑ rising

Tenet Healthcare Corporation

D
2 total complaints ↓ falling

Terrill Outsourcing Group

C
2 total complaints ↓ falling

The Best Service Co.,Inc

D
2 total complaints ↓ falling

UHG, LLC

F
2 total complaints ↓ falling

Upgrade, Inc.

F
2 total complaints ↑ rising

Utah Billing & Recovery Services

B
2 total complaints ↓ falling

VW Credit

C
2 total complaints ↑ rising

Westhill Financial

F
2 total complaints ↓ falling

World Acceptance Corporation

D
2 total complaints ↑ rising

YSA ARM LLC DBA Oxygen XL

F
2 total complaints ↑ rising

AAA Auto Title Loans, LLC

C
1 total complaints → stable

Alpat Company Inc

B
1 total complaints ↓ falling

American Adjustment Bureau,Inc.

C
1 total complaints ↓ falling

American Honda Finance Corp

D
1 total complaints → stable

ARS National Services, Inc.

C
1 total complaints ↓ falling

Asta Funding Inc.

D
1 total complaints ↓ falling

Audit Systems,Inc

B
1 total complaints ↓ falling

Accelerated Servicing Group LLC

F
1 total complaints ↓ falling

Account Brokers Inc.

F
1 total complaints ↓ falling

Account Liquidation Services Inc.

C
1 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
1 total complaints ↓ falling

Action Collection Service

D
1 total complaints → stable

Action Rent To Own

A
1 total complaints ↓ falling

Adler Wallach & Associates, Inc.

D
1 total complaints ↓ falling

Advantage Financial Service LLC (Idaho)

F
1 total complaints ↓ falling

Advocates Professional Services, Inc.

A
1 total complaints ↓ falling

Albuquerque Auto Outlet

F
1 total complaints ↓ falling

Allgate Financial, LLC

C
1 total complaints ↓ falling

Alpine Credit, Inc

D
1 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
1 total complaints ↓ falling

American First Finance, Inc.

F
1 total complaints → stable

American Northwest Recovery Solutions Inc

A
1 total complaints ↓ falling

American Recovery Service Incorporated

D
1 total complaints ↓ falling

Applied Data Finance, LLC

D
1 total complaints ↑ rising

Army and Air Force Exchange Service

F
1 total complaints ↑ rising

Ashner Group Inc

B
1 total complaints ↓ falling

Aspen National Financial, Inc.

D
1 total complaints ↓ falling

Asset Recovery Bureau LLC

D
1 total complaints ↑ rising

Assigned Credit Solutions

D
1 total complaints ↓ falling

Assured Financial LLC

D
1 total complaints ↓ falling

Atlantic Credit & Finance, Inc.

C
1 total complaints ↓ falling

Atlanticus Services Corporation

D
1 total complaints ↑ rising

Automated Collection Services, Inc.

D
1 total complaints ↓ falling

Avadyne Health Holdings, Inc

C
1 total complaints ↓ falling

Avant Credit Corporation

C
1 total complaints ↓ falling

Axela Technologies, Inc

D
1 total complaints ↑ rising

Bank of the West

C
1 total complaints ↓ falling

Bankers Healthcare Group LLC

C
1 total complaints ↓ falling

BHA Services

F
1 total complaints ↓ falling

If a collector is contacting you in Utah

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Utah resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Utah

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Utah Resident

Three parallel channels apply in Utah: the CFPB complaint form (powers this dataset), the Utah attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.