What is the most common complaint against AAA Auto Title Loans, LLC?

The most common issue consumers report about AAA Auto Title Loans, LLC is "Attempts to collect debt not owed", specifically "Frequent or repeated calls". This is based on 27 complaints filed with the CFPB.

Are complaints against AAA Auto Title Loans, LLC increasing or decreasing?

Complaints against AAA Auto Title Loans, LLC have been stable. The company received 6 complaints in the last 12 months.

What is AAA Auto Title Loans, LLC's reputation grade?

AAA Auto Title Loans, LLC has a reputation grade of C (score: 58.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does AAA Auto Title Loans, LLC respond to consumer complaints?

AAA Auto Title Loans, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 40% of cases.

In how many states does AAA Auto Title Loans, LLC operate?

AAA Auto Title Loans, LLC has received CFPB complaints from consumers in 6 states, with the most complaints from Arizona (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

AAA Auto Title Loans, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

8
Communication tactics

7
Took or threatened to take negative or legal action

4
False statements or representation

2
Threatened to contact someone or share information improperly

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record aaa-auto-title-loans-llc AAA Auto Title Loans, LLC

Grade C · 27 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1606 · compose #2593

VOL 27
GRADE C
12MO 6
STATES 6
TIMELY 100%
DISPUTE 40%
ISSUE Attempts to collect debt n…
RANK #1,606
COMPOSE #2,593

Volume peers

Nearest volume peer: Alliance Asset Management, Inc (Closed) (27 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

AAA Auto Title Loans, LLC's 27 CFPB complaints sit next to Alliance Asset Management, Inc (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.7% of AAA Auto Title Loans, LLC's CFPB filings land in Arizona

High volume does not equal a clean composite: AAA Auto Title Loans, LLC is volume #1,606 but composite #2,593, while Arizona dominates the geography. Corpus placement method.

Dominant state: Arizona 40.7%; 11 of 27 filings · 6 states touched
Seasonal peak: 2023-11 11.5%; 8–15% band · 3 filings
Divergent corpus ranks: #1,606 volume; #2,593 composite; Cleanest-composite ladder is 987 places worse than volume

How does AAA Auto Title Loans, LLC compare to its peers?

How does AAA Auto Title Loans, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AAA Auto Title Loans, … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

67%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-10 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	8
Communication tactics	7
Took or threatened to take negative or legal action	4
False statements or representation	2
Threatened to contact someone or share information improperly	2
Written notification about debt	1
Disclosure verification of debt	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against AAA Auto Title Loans, LLC come from?

AAA Auto Title Loans, LLC's own per-state count, not a national baseline.

Arizona

11
Nevada

10
Texas

2
Arkansas

1
Utah

1
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for AAA Auto Title Loans, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to AAA Auto Title Loans, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.