This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 27 complaints

AAA Auto Title Loans, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade C.

Complaints by issue type

What consumers report about AAA Auto Title Loans, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record aaa-auto-title-loans-llc AAA Auto Title Loans, LLC

Grade C · 27 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed

  • VOL 27
  • GRADE C
  • 12MO 6
  • STATES 6
  • TIMELY 100%
  • DISPUTE 40%
  • ISSUE Attempts to collect debt n…
  • RANK #1,606
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Alliance Asset Management, Inc (Closed) (27 complaints)

Alliance Asset Management, Inc (Closed)Alliance Asset Management, I…27American Collection Systems, Inc.American Collection Systems,…27American Revenue Management, Inc.American Revenue Management,…27Ascension Recovery ManagementAscension Recovery Management27AAA Auto Title Loans, LLC (this)AAA Auto Title Loans, LLC (t…27
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

AAA Auto Title Loans, LLC's 27 CFPB complaints sit next to Alliance Asset Management, Inc (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 27 complaints break down

Every complaint issue type on record for AAA Auto Title Loans, LLC, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
58.6/100
AAA Auto Title Loans, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
27
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
40%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

40.7% of AAA Auto Title Loans, LLC's CFPB filings land in Arizona

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Arizona 40.7%
11 of 27 filings · 6 states touched
Seasonal peak
2023-11 11.5%
8–15% band · 3 filings
Corpus ranks
#1,606 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does AAA Auto Title Loans, LLC compare to its peers?

How does AAA Auto Title Loans, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
AAA Auto Title Loans, LLC National average
Complaints (last 12 mo)lower is better
6
0
268
Timely-response ratehigher is better
100%
67%
91%
Consumer-dispute ratelower is better
40%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy AAA Auto Title Loans, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) AAA Auto Title Loans, LLC vs. 9 similar-volume peers, by response speed and dispute rate AAA Auto Title Loans, LLCASG Solutions LLCAlliance Asset Management, Inc (Closed)American Collection Systems, Inc.American Revenue Management, Inc.Ascension Recovery ManagementAshwood Financial IncBCG Equities, LLCBuffaloe & Associates, PLCCARVANT FINANCIAL LLC
Source: CFPB Consumer Complaint Database

AAA Auto Title Loans, LLC's complaint volume in context

AAA Auto Title Loans, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

27 70th percentile higher than 70% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). This entry sits in this band. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. AAA Auto Title Loans, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2021-10 2025-12

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
8
Communication tactics
7
Took or threatened to take negative or legal action
4
False statements or representation
2
Threatened to contact someone or share information improperly
2
Written notification about debt
1
Disclosure verification of debt
1
Improper contact or sharing of info
1
Taking/threatening an illegal action
1

Where do complaints against AAA Auto Title Loans, LLC come from?

AAA Auto Title Loans, LLC's own per-state count, not a national baseline.

Top states by complaints against AAA Auto Title Loans, LLC

Across 6 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for AAA Auto Title Loans, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 27.

4 peers

Know your rights before responding to AAA Auto Title Loans, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.