State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 25

Sorted by most complaints

Richard Stone & Associates

B
4 total complaints ↓ falling

Robinson & Hoover

C
4 total complaints ↑ rising

Robinson, Reagan and Young PLLC

F
4 total complaints ↓ falling

Rubin & Yates, LLC

F
4 total complaints ↓ falling

Russell W Richardson, Attorney at Law

F
4 total complaints ↓ falling

SCA Collections, Inc.

D
4 total complaints ↓ falling

SFS, Inc

B
4 total complaints ↓ falling

SKO Brenner American, Inc.

C
4 total complaints ↓ falling

SOP Pioneer Partners LP

C
4 total complaints ↑ rising

Saturn Systems, Inc

C
4 total complaints ↑ rising

Schukei Chevrolet Volkswagen

F
4 total complaints ↑ rising

Secure Capital Management, Inc.

C
4 total complaints ↓ falling

Service Finance Holdings, LLC

B
4 total complaints ↓ falling

South Mississippi Collection Services Inc.

D
4 total complaints → stable

Southwest Collection Services, LLC

C
4 total complaints ↓ falling

Statebridge Company

C
4 total complaints ↓ falling

Synter Resource Group, LLC.

D
4 total complaints ↓ falling

Tally Technologies

C
4 total complaints ↓ falling

The Regional Adjustment Bureau, Incorporated

C
4 total complaints ↓ falling

Top Line Collectors LLC

D
4 total complaints ↑ rising

ULRS, Inc.

D
4 total complaints → stable

Uetsa Tsakits, Inc. d/b/a MaxLend

F
4 total complaints ↓ falling

Unified Global Group

B
4 total complaints ↓ falling

Unified Global Solutions LLC

C
4 total complaints ↓ falling

Union Adjustment Company, Inc.

C
4 total complaints ↓ falling

Unisa, Inc

D
4 total complaints ↑ rising

Vanderbilt Mortgage & Finance, Inc

B
4 total complaints → stable

Volvo Car Financial Services U.S., LLC

C
4 total complaints ↑ rising

WSFS Financial Corporation

D
4 total complaints → stable

West Law Group, PLLC

B
4 total complaints ↑ rising

AFJ Systems, Inc.

C
3 total complaints ↑ rising

Alcar Inc.

B
3 total complaints ↑ rising

Atlantic Pacific Mortgage Corp

F
3 total complaints ↑ rising

Audit Systems,Inc

B
3 total complaints ↓ falling

Absolute Collections Corp.

B
3 total complaints ↓ falling

Access Capital Services, Inc.

D
3 total complaints ↓ falling

Accord Business Funding, LLC

F
3 total complaints ↑ rising

Account Recovery Services, Inc.

C
3 total complaints ↓ falling

Advantage Collection Professionals, Inc.

C
3 total complaints ↓ falling

Agency of Credit Control

D
3 total complaints ↓ falling

All Debt Solutions Inc. dba: 1st Class Agency

D
3 total complaints ↓ falling

Altitude Community Law P.C.

B
3 total complaints ↓ falling

American Collection Systems, Inc.

B
3 total complaints ↓ falling

American Cycle Finance, Inc.

B
3 total complaints ↑ rising

American Elite Recovery, LLC

F
3 total complaints ↓ falling

Americor Funding, LLC

D
3 total complaints ↑ rising

Andreu, Palma & Andreu, PL

D
3 total complaints → stable

Arbor Professional Solutions, Inc.

D
3 total complaints → stable

Arnold Scott Harris, P.C.

D
3 total complaints ↓ falling

Ascent Holding Co

C
3 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.