What is the most common complaint against Volvo Car Financial Services U.S., LLC?

The most common issue consumers report about Volvo Car Financial Services U.S., LLC is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 17 complaints filed with the CFPB.

Are complaints against Volvo Car Financial Services U.S., LLC increasing or decreasing?

Complaints against Volvo Car Financial Services U.S., LLC are rising. The company received 7 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Volvo Car Financial Services U.S., LLC's reputation grade?

Volvo Car Financial Services U.S., LLC has a reputation grade of C (score: 59.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Volvo Car Financial Services U.S., LLC respond to consumer complaints?

Volvo Car Financial Services U.S., LLC has a 100% timely response rate to CFPB complaints.

In how many states does Volvo Car Financial Services U.S., LLC operate?

Volvo Car Financial Services U.S., LLC has received CFPB complaints from consumers in 10 states, with the most complaints from Texas (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Volvo Car Financial Services U.S., LLC - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

7
Took or threatened to take negative or legal action

4
False statements or representation

4
Written notification about debt

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record volvo-car-financial-services-us-llc Volvo Car Financial Services U.S., LLC

Grade C · 17 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2061 · compose #2472

VOL 17
GRADE C
12MO 7
STATES 10
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #2,061
COMPOSE #2,472

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Volvo Car Financial Services U.S., LLC's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for Volvo Car Financial Services U.S., LLC (23.5%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state: Texas 23.5%; Mid-band (15–30%) · 10 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2016-08 at 6.9% (2 filings)
Corpus ranks: #2,061 volume; #2,472 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Volvo Car Financial Services U.S., LLC compare to its peers?

How does Volvo Car Financial Services U.S., LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Volvo Car Financial Se… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-10 2021-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	7
Took or threatened to take negative or legal action	4
False statements or representation	4
Written notification about debt	1
Communication tactics	1

Where do complaints against Volvo Car Financial Services U.S., LLC come from?

Volvo Car Financial Services U.S., LLC's own per-state count, not a national baseline.

Texas

4
New York

3
Nevada

2
North Carolina

2
Arizona

1
California

1
Georgia

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Volvo Car Financial Services U.S., LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Volvo Car Financial Services U.S., LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.