State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 26

Sorted by most complaints

Asset Complaint Solutions

F
3 total complaints ↑ rising

Aubrey Thrasher, LLC

C
3 total complaints → stable

Audit & Adjustment Co. Inc.

D
3 total complaints → stable

Auto Now Financial Services, Inc., Phoenix, AZ Branch

D
3 total complaints ↑ rising

Avid Acceptance, LLC

B
3 total complaints ↑ rising

Axela Technologies, Inc

D
3 total complaints ↑ rising

Belmont Finance LLC

C
3 total complaints → stable

BRite Financial Services, Inc.

D
3 total complaints ↓ falling

Barrett Motors, Inc.

B
3 total complaints ↑ rising

Barton Benson Jones PLLC

B
3 total complaints ↑ rising

Bass & Associates, P.C., Attorneys at Law

B
3 total complaints ↓ falling

Blackrock Mitigation Group LLC

F
3 total complaints ↓ falling

Boone & Associates Group LLC

B
3 total complaints ↓ falling

Bowen & Associates Recovery, Inc

D
3 total complaints ↓ falling

Brown Law, PLLC

B
3 total complaints ↓ falling

Bryant Bryant & Associates LLC

D
3 total complaints ↓ falling

Carter-Jones Collection Service, Inc

C
3 total complaints ↓ falling

CCB Credit Serivces, Inc

C
3 total complaints ↓ falling

CFM Group LLC

C
3 total complaints ↓ falling

CMG Financial Services, Inc.

B
3 total complaints → stable

Cambrian Group

B
3 total complaints ↑ rising

Capital Asset Recovery INC DBA Jacobson and Wright

D
3 total complaints ↓ falling

CapitalCredit LLC

B
3 total complaints ↑ rising

Cascade CISS Holdings, LLC

D
3 total complaints ↑ rising

Central Business Funding

D
3 total complaints ↓ falling

Charlottesville Bureau of Credits, Inc

D
3 total complaints ↓ falling

Cohen Kaplan Tulowitz LLC

A
3 total complaints ↓ falling

College Loan Corporation

D
3 total complaints ↓ falling

Commercial Industries Services Company, Inc.

D
3 total complaints → stable

Continental Credit Control

D
3 total complaints ↓ falling

Credit Bureau of Columbia, Inc.

B
3 total complaints ↓ falling

Credit Counsel, Inc.

C
3 total complaints → stable

Credit One LLC

C
3 total complaints ↑ rising

Credit Service, Inc

D
3 total complaints ↓ falling

Credit Solutions, LLC (KY)

C
3 total complaints ↓ falling

Credova Holdings Inc

C
3 total complaints → stable

Creekside Recovery And Capital Management

B
3 total complaints ↓ falling

CrossCountry Mortgage LLC

C
3 total complaints ↑ rising

Cypress Creek Financial, LLC

B
3 total complaints ↑ rising

DCN Holdings Inc.

F
3 total complaints ↓ falling

Debt Recovery Solutions of Ohio, Inc.

B
3 total complaints ↑ rising

Debtsy Holdings, Inc.

C
3 total complaints ↓ falling

Discovery Auto Sales LLC

3 total complaints ↑ rising

Double Diamond-Delaware, Inc.

F
3 total complaints ↑ rising

Enramex Inc

F
3 total complaints ↑ rising

Everbank, National Association

B
3 total complaints ↓ falling

Elite Portfolio Management, LLC

C
3 total complaints ↑ rising

Evergreen Recovery Solutions, LLC

F
3 total complaints ↓ falling

Fearon Financial LLC

F
3 total complaints ↑ rising

First Advantage Corporation

F
3 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.