What is the most common complaint against Alchro Inc.?

The most common issue consumers report about Alchro Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 223 complaints filed with the CFPB.

Are complaints against Alchro Inc. increasing or decreasing?

Complaints against Alchro Inc. have been stable. The company received 44 complaints in the last 12 months.

What is Alchro Inc.'s reputation grade?

Alchro Inc. has a reputation grade of F (score: 40.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Alchro Inc. respond to consumer complaints?

Alchro Inc. has a 44% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Alchro Inc. operate?

Alchro Inc. has received CFPB complaints from consumers in 17 states, with the most complaints from Florida (172 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alchro Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

95
Written notification about debt

39
Cont'd attempts collect debt not owed

24
Disclosure verification of debt

20
False statements or representation

17
Took or threatened to take negative or legal action

15

Data updated September 2026

CFPB complaint disposition

CCDB record alchro-inc Alchro Inc.

Grade F · 223 CFPB filings · 44% timely · lead issue: Attempts to collect debt not owed · vol #485 · compose #4884

VOL 223
GRADE F
12MO 44
STATES 17
TIMELY 44%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #485
COMPOSE #4,884

Volume peers

Nearest volume peer: Check Into Cash Inc. (223 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Alchro Inc.'s 223 CFPB complaints sit next to Check Into Cash Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

77.1% of Alchro Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: Alchro Inc. is volume #485 but composite #4,884, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 77.1%; 172 of 223 filings · 17 states touched
Spike month: 2014-11 20.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #485 volume; #4,884 composite; Cleanest-composite ladder is 4,399 places worse than volume

How does Alchro Inc. compare to its peers?

How does ALCHRO INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ALCHRO INC. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

44%

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-09 2024-07

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	95
Written notification about debt	39
Cont'd attempts collect debt not owed	24
Disclosure verification of debt	20
False statements or representation	17
Took or threatened to take negative or legal action	15
Communication tactics	6
Threatened to contact someone or share information improperly	3
Improper contact or sharing of info	2
Electronic communications	1

Where do complaints against Alchro Inc. come from?

Alchro Inc.'s own per-state count, not a national baseline.

Florida

172
Ohio

13
North Carolina

6
Texas

6
Maryland

3
New York

3
Pennsylvania

3
Alabama

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Alchro Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 223.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 43.689320388349515%.

4 peers

Know your rights before responding to Alchro Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.