What is the most common complaint against B&F Finance Corp.?

The most common issue consumers report about B&F Finance Corp. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 11 complaints filed with the CFPB.

Are complaints against B&F Finance Corp. increasing or decreasing?

Complaints against B&F Finance Corp. have been stable. The company received 3 complaints in the last 12 months.

What is B&F Finance Corp.'s reputation grade?

B&F Finance Corp. has a reputation grade of A (score: 74.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does B&F Finance Corp. respond to consumer complaints?

B&F Finance Corp. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does B&F Finance Corp. operate?

B&F Finance Corp. has received CFPB complaints from consumers in 2 states, with the most complaints from Texas (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

B&F Finance Corp. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

5
Communication tactics

3
Attempts to collect debt not owed

1
Threatened to contact someone or share information improperly

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record b-f-finance-corp B&F Finance Corp.

Grade A · 11 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2378 · compose #888

VOL 11
GRADE A
12MO 3
STATES 2
TIMELY 100%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #2,378
COMPOSE #888

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

B&F Finance Corp.'s 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

72.7% of B&F Finance Corp.'s CFPB filings land in Texas

High volume does not equal a clean composite: B&F Finance Corp. is volume #2,378 but composite #888, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 72.7%; 8 of 11 filings · 2 states touched
Spike month: 2025-10 17.4%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,378 volume; #888 composite; Cleanest-composite ladder is 1,490 places better than volume

How does B&F Finance Corp. compare to its peers?

How does B&F Finance Corp. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

B&F Finance Corp. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-09 2026-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	5
Communication tactics	3
Attempts to collect debt not owed	1
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1

Where do complaints against B&F Finance Corp. come from?

B&F Finance Corp.'s own per-state count, not a national baseline.

Texas

8
Oklahoma

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for B&F Finance Corp.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to B&F Finance Corp.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.