State complaint profile

Debt collection complaints in South Dakota

977 CFPB complaints filed against 290 debt collectors active in South Dakota.

Complaints
977
Collectors
290
Top collector
Credico. Inc

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

South Dakota at a glance

South Dakota consumers have filed 977 CFPB debt-collection complaints against 290 collectors.

977
CFPB complaints filed
290
collectors active here
#1
most-complained: Credico. Inc

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in South Dakota

South Dakota is a thin filing book: #49 of 56 by absolute volume with only 977 CFPB complaints in this extract.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from South Dakota residents in this extract is Credico. Inc (19.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in South Dakota

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from South Dakota residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where South Dakota's 977 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 19.2% of South Dakota filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Credico. Inc

D
79 total complaints ↓ falling

AAA Collections

D
68 total complaints → stable

Accounts Management, Inc

C
41 total complaints ↓ falling

Encore Capital Group Inc.

D
34 total complaints ↑ rising

Resurgent Capital Services L.P.

D
32 total complaints ↑ rising

Portfolio Recovery Associates, LLC

D
23 total complaints ↑ rising

CL Holdings LLC

C
22 total complaints ↑ rising

Express Collections, Inc.

F
20 total complaints ↑ rising

Messerli & Kramer P.A.

D
18 total complaints ↓ falling

Rodenburg LLP

D
18 total complaints → stable

Synchrony Financial

D
16 total complaints → stable

Citibank, N.a.

D
13 total complaints → stable

Convergent Resources, Inc.

D
13 total complaints ↓ falling

I.C. System, Inc.

C
13 total complaints ↑ rising

Navient Solutions, LLC.

D
13 total complaints ↓ falling

Transworld Systems Inc

D
13 total complaints → stable

Capital ONE Financial Corporation

D
11 total complaints → stable

HW Holding, Inc

D
11 total complaints → stable

CCS Financial Services, Inc.

F
10 total complaints ↑ rising

Bread Financial Holdings, Inc.

C
9 total complaints ↑ rising

Wells Fargo & Company

D
9 total complaints ↑ rising

Northern Hills Collections Inc.

C
8 total complaints ↓ falling

Rushmore Service Center, LLC

C
8 total complaints ↓ falling

Breit & Boomsma, P.C.

B
7 total complaints → stable

ERC

D
7 total complaints ↓ falling

Hauge Associates, Inc.

C
7 total complaints ↓ falling

Jpmorgan Chase & Co.

D
6 total complaints ↑ rising

Receivables Performance Management, LLC

D
6 total complaints ↓ falling

Southwest Credit Systems, L.P.

D
6 total complaints → stable

T.S. Holdings

F
6 total complaints ↑ rising

The CBE Group, Inc.

D
6 total complaints → stable

Rausch Sturm LLP

F
5 total complaints ↑ rising

Sequium Asset Solutions, LLC

F
5 total complaints ↑ rising

Afni Inc.

D
4 total complaints ↓ falling

Ability Recovery Services, LLC

D
4 total complaints ↑ rising

Barclays Bank Delaware

D
4 total complaints ↑ rising

Cavalry Investments, LLC

D
4 total complaints → stable

Discover Bank

D
4 total complaints ↓ falling

Fair Collections & Outsourcing, Inc.

D
4 total complaints ↑ rising

Financial Credit Service, Inc.

D
4 total complaints ↓ falling

Great Lakes

C
4 total complaints ↓ falling

Harris & Harris, Ltd.

D
4 total complaints ↑ rising

Iqor US Inc

D
4 total complaints ↓ falling

Monterey Financial Services LLC

D
4 total complaints ↑ rising

Paypal Holdings, Inc

D
4 total complaints ↓ falling

Performant Financial Corporation

D
4 total complaints ↓ falling

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

F
4 total complaints ↑ rising

Santander Consumer USA Holdings Inc.

D
4 total complaints ↓ falling

Shellpoint Partners, LLC

D
4 total complaints → stable

U.s. Bancorp

D
4 total complaints ↓ falling

If a collector is contacting you in South Dakota

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this South Dakota slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with South Dakota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a South Dakota Resident

With only 977 South Dakota filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the South Dakota AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.