State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Cottonwood Financial Ltd.

C
1 total complaints ↓ falling

Credit Bureau Collection Services, Inc.

C
1 total complaints ↓ falling

Credit Bureau Systems, Inc., Paducah, KY Branch

D
1 total complaints → stable

Credit Bureau of San Luis Obispo & Santa Barbara Counties

B
1 total complaints ↓ falling

Credit Card Acquisitions Group

F
1 total complaints ↑ rising

Credit Center, LLC

C
1 total complaints → stable

Credit Fresh Holdings Inc

F
1 total complaints ↑ rising

Credit Wise Recovery Solution LLC

D
1 total complaints ↓ falling

Crow Creek Sioux Tribe

F
1 total complaints ↑ rising

DCI Credit Services, Inc.

F
1 total complaints ↓ falling

DCN Holdings Inc.

F
1 total complaints ↓ falling

Douglas, Knight & Associates, Inc.

B
1 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
1 total complaints ↓ falling

David B. Schumacher, P.C.

B
1 total complaints ↓ falling

De Lage Landen Finance, LLC

C
1 total complaints → stable

Debt Management Partners LLC

B
1 total complaints ↓ falling

Deinde Online Services, LLC

F
1 total complaints ↑ rising

Delta Management Group, Inc.

B
1 total complaints ↓ falling

Designed Receivable Solutions, Inc.

D
1 total complaints ↓ falling

Deutsche Bank

B
1 total complaints ↓ falling

Diaz & Associates, Inc.

C
1 total complaints ↓ falling

Direct Capital

F
1 total complaints ↓ falling

Dovenmuehle Mortgage, Inc.

C
1 total complaints ↓ falling

Dream Center Education Holdings

B
1 total complaints ↓ falling

Dynamic Collectors, Incorporated

D
1 total complaints → stable

E Z Cash of Delaware, Inc.

F
1 total complaints ↑ rising

E. A. Uffman & Associates, Inc

B
1 total complaints ↓ falling

Escallate, LLC

D
1 total complaints ↓ falling

Ezcorp, Inc.

D
1 total complaints ↓ falling

Eblen Freed PC

A
1 total complaints ↓ falling

Element Global Services

C
1 total complaints ↓ falling

Elevate Recoveries, LLC

F
1 total complaints ↓ falling

Elite 1 Financial Services

A
1 total complaints ↓ falling

Elite Financial Services, Inc.

D
1 total complaints ↓ falling

Emergent Business Group, Inc.

D
1 total complaints ↓ falling

Essential Retrieval Group

F
1 total complaints ↓ falling

Esser, James & Associates

C
1 total complaints ↓ falling

Estate Information Services, LLC

C
1 total complaints ↓ falling

Everest Receivable Services Inc.

C
1 total complaints → stable

Factual Data Corp.

A
1 total complaints ↓ falling

FC HoldCo LLC

C
1 total complaints ↑ rising

FEDChex Recovery, LLC

F
1 total complaints ↑ rising

First Financial Services, Inc.

F
1 total complaints ↓ falling

First Interstate Bancsystem, Inc.

B
1 total complaints ↑ rising

Fresno Credit Bureau

C
1 total complaints ↓ falling

Fairway Collections, LLC

C
1 total complaints ↓ falling

Federal Adjustment Bureau, Inc.

D
1 total complaints → stable

FinFit Holding Co, LLC

B
1 total complaints ↑ rising

Financial Credit Network Inc

D
1 total complaints ↓ falling

Financial Filing & Reporting, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.