What is the most common complaint against Credit Wise Recovery Solution LLC?

The most common issue consumers report about Credit Wise Recovery Solution LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 5 complaints filed with the CFPB.

Are complaints against Credit Wise Recovery Solution LLC increasing or decreasing?

Complaints against Credit Wise Recovery Solution LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Wise Recovery Solution LLC's reputation grade?

Credit Wise Recovery Solution LLC has a reputation grade of D (score: 51.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Wise Recovery Solution LLC respond to consumer complaints?

Credit Wise Recovery Solution LLC has a 20% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Credit Wise Recovery Solution LLC operate?

Credit Wise Recovery Solution LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Texas (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Wise Recovery Solution LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

3
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record credit-wise-recovery-solution-llc Credit Wise Recovery Solution LLC

Grade D · 5 CFPB filings · 20% timely · lead issue: Attempts to collect debt not owed · vol #3116 · compose #4040

VOL 5
GRADE D
12MO 0
STATES 4
TIMELY 20%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #3,116
COMPOSE #4,040

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Wise Recovery Solution LLC's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Credit Wise Recovery Solution LLC's CFPB filings land in Texas

High volume does not equal a clean composite: Credit Wise Recovery Solution LLC is volume #3,116 but composite #4,040, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 40.0%; 2 of 5 filings · 4 states touched
Seasonal peak: 2022-07 10.0%; 8–15% band · 3 filings
Divergent corpus ranks: #3,116 volume; #4,040 composite; Cleanest-composite ladder is 924 places worse than volume

How does Credit Wise Recovery Solution LLC compare to its peers?

How does Credit Wise Recovery Solution LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Wise Recovery S… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

20%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-01 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
Cont'd attempts collect debt not owed	2

Where do complaints against Credit Wise Recovery Solution LLC come from?

Credit Wise Recovery Solution LLC's own per-state count, not a national baseline.

Texas

2
Florida

1
Georgia

1
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Wise Recovery Solution LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Credit Wise Recovery Solution LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.