State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 28

Sorted by most complaints

River Heights Capital LLC

F
1 total complaints ↑ rising

Roberts Law, LLC

F
1 total complaints ↓ falling

Roosen, Varchetti & Olivier, PLLC

C
1 total complaints → stable

Roquemore Holdings LLC

D
1 total complaints ↓ falling

Rose & Associates, LLC.

F
1 total complaints ↓ falling

Rosen Management Services Inc.

B
1 total complaints ↓ falling

Rosenberg & Associates Recovery Services

F
1 total complaints ↑ rising

Royalty Management Corporation

C
1 total complaints ↑ rising

S & S Recovery, Inc.

D
1 total complaints ↑ rising

Santander Bank, National Association

D
1 total complaints ↓ falling

Schoolsfirst Federal Credit Union

B
1 total complaints ↑ rising

Security Service Federal Credit Union

C
1 total complaints ↑ rising

SKO Brenner American, Inc.

C
1 total complaints ↓ falling

SKY Financial Services, Inc.

F
1 total complaints ↑ rising

Smith, Rouchon & Associates, Inc.

C
1 total complaints ↑ rising

SN Servicing Corporation

C
1 total complaints ↓ falling

Southstate Bank Corporation

B
1 total complaints ↑ rising

Suncoast Credit Union

D
1 total complaints ↑ rising

Sa-Vit Enterprises, Inc.

D
1 total complaints ↓ falling

Savvy Money, Inc.

A
1 total complaints ↑ rising

Scratch Services, Inc.

D
1 total complaints ↓ falling

Second Alliance, Inc.

C
1 total complaints ↑ rising

Secured Resolutions, LLC

D
1 total complaints ↓ falling

Security Credit Corporation

A
1 total complaints ↓ falling

Selene Finance LP

D
1 total complaints ↓ falling

Smart Money Alliance

C
1 total complaints → stable

Snap Recovery, Inc.

D
1 total complaints ↑ rising

SoLo Funds Inc.

C
1 total complaints ↓ falling

Solar Mosaic LLC

F
1 total complaints ↑ rising

Solvent Plus LLC

B
1 total complaints ↑ rising

Sound Collection Services

C
1 total complaints → stable

South Carolina Student Loan Corp

B
1 total complaints ↓ falling

Sparrow Financial, Inc.

D
1 total complaints ↑ rising

Specialized Collection Systems, Inc.

F
1 total complaints ↑ rising

Stanislaus Credit Control Service, Inc.

C
1 total complaints ↓ falling

Statebridge Company

C
1 total complaints ↓ falling

Sterling Credit Corp.

F
1 total complaints ↓ falling

Stewart Information Services

D
1 total complaints ↓ falling

Stillman, P.C. d.b.a. Stillman Law Office

D
1 total complaints → stable

Student Loan Care, LLC

F
1 total complaints ↓ falling

Student Loan Solutions, LLC

C
1 total complaints ↓ falling

Suburban Credit Corporation

D
1 total complaints ↓ falling

Sullivan Asset Management, LLC

F
1 total complaints ↓ falling

Sunlight Financial LLC

D
1 total complaints ↑ rising

Sunset Solutions Group, LLC

F
1 total complaints ↓ falling

TCF National Bank

D
1 total complaints ↓ falling

TH Professional & Medical Collections LTD

D
1 total complaints ↓ falling

TM Communication LLC

F
1 total complaints ↑ rising

TTM Global Enterprises LLC

F
1 total complaints ↑ rising

Team Recovery Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.