What is the most common complaint against TM Communication LLC?

The most common issue consumers report about TM Communication LLC is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 3 complaints filed with the CFPB.

Are complaints against TM Communication LLC increasing or decreasing?

Complaints against TM Communication LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is TM Communication LLC's reputation grade?

TM Communication LLC has a reputation grade of F (score: 36.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does TM Communication LLC respond to consumer complaints?

TM Communication LLC has a 0% timely response rate to CFPB complaints.

In how many states does TM Communication LLC operate?

TM Communication LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Missouri (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

TM Communication LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

3

Data updated September 2026

CFPB complaint disposition

CCDB record tm-communication-llc TM Communication LLC

Grade F · 3 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3850 · compose #5077

VOL 3
GRADE F
12MO 3
STATES 2
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #3,850
COMPOSE #5,077

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

TM Communication LLC's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of TM Communication LLC's CFPB filings land in Missouri

High volume does not equal a clean composite: TM Communication LLC is volume #3,850 but composite #5,077, while Missouri dominates the geography. Corpus placement method.

Dominant state: Missouri 66.7%; 2 of 3 filings · 2 states touched
Spike month: 2014-03 21.4%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,850 volume; #5,077 composite; Cleanest-composite ladder is 1,227 places worse than volume

How does TM Communication LLC compare to its peers?

How does TM Communication LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

TM Communication LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-08 2014-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3

Where do complaints against TM Communication LLC come from?

TM Communication LLC's own per-state count, not a national baseline.

Missouri

2
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for TM Communication LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to TM Communication LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.