State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 29

Sorted by most complaints

Thaddeus Bechtle Attorney at Law, LPC

C
1 total complaints ↑ rising

The Allen Daniel Associates, Inc.

D
1 total complaints ↑ rising

The Best Service Co.,Inc

D
1 total complaints ↓ falling

The Carroll Mortgage Group, Inc

F
1 total complaints ↑ rising

The Green Law Firm, PC

A
1 total complaints ↓ falling

The Judgment Group

F
1 total complaints ↓ falling

The Law Firm of Ryan E. Calef and Associates, LLC

B
1 total complaints ↓ falling

The Law Office of Ginger Crosby Zuravel

A
1 total complaints ↓ falling

The Law Offices of Gerald E Moore & Associates, PC

C
1 total complaints ↓ falling

The Levinbook Law Firm, P.C.

C
1 total complaints → stable

The McHughes Law Firm, LLC

C
1 total complaints ↓ falling

The Minacs Group (USA) Inc.

D
1 total complaints ↓ falling

Thomas & Williams LLC

B
1 total complaints ↓ falling

Thornton Mortgage Inc.

F
1 total complaints ↑ rising

Transfinancial Companies, Inc

D
1 total complaints ↓ falling

Transform Credit Inc.

D
1 total complaints ↑ rising

Triton Recovery Group

D
1 total complaints ↑ rising

Trojan Professional Services, Inc.

C
1 total complaints ↓ falling

Troy Capital, LLC

C
1 total complaints → stable

U.S. Collections West, Inc.

D
1 total complaints → stable

UHG, LLC

F
1 total complaints ↓ falling

United Bankshares, Inc.

B
1 total complaints ↑ rising

United Community Bank

C
1 total complaints ↓ falling

USA Service Finance LLC

B
1 total complaints ↓ falling

USI Solutions Inc.

C
1 total complaints ↓ falling

Unified Global Group

B
1 total complaints ↓ falling

Unitas Lending, LLC

F
1 total complaints ↑ rising

United Accounts, Inc.

F
1 total complaints ↑ rising

United We Collect, Inc.

C
1 total complaints ↓ falling

Unity Asset Management

F
1 total complaints ↑ rising

Universal Payment Corporation

F
1 total complaints ↑ rising

Universal Recovery Corporation

F
1 total complaints ↓ falling

Valley Credit Services, Inc. (WI)

F
1 total complaints ↓ falling

VNU Group, LLC

B
1 total complaints → stable

Vystar Credit Union

D
1 total complaints ↑ rising

Valley Collection Service, LLC

C
1 total complaints ↑ rising

Vantage Sourcing, LLC

C
1 total complaints ↓ falling

Webster Bank, National Association

B
1 total complaints ↑ rising

Western Alliance Bancorporation

A
1 total complaints → stable

WLCC

C
1 total complaints → stable

We Find Everyone, Inc.

1 total complaints ↑ rising

Weber & Olcese, PLC

D
1 total complaints ↓ falling

Weinman Acquisition Group

F
1 total complaints ↓ falling

West Coast Servicing, Inc.

C
1 total complaints ↓ falling

Western Portfolio Assets

F
1 total complaints ↓ falling

Western-Shamrock Corporation

D
1 total complaints → stable

Whitestone Financial Holdings LLC

B
1 total complaints ↓ falling

Worldwide Processing Group, LLC

F
1 total complaints ↓ falling

Yes Online Inc

D
1 total complaints ↓ falling

Young America Holdings, LLC

F
1 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.