What is the most common complaint against SKY Financial Services, Inc.?

The most common issue consumers report about SKY Financial Services, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1 complaints filed with the CFPB.

Are complaints against SKY Financial Services, Inc. increasing or decreasing?

Complaints against SKY Financial Services, Inc. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is SKY Financial Services, Inc.'s reputation grade?

SKY Financial Services, Inc. has a reputation grade of F (score: 46.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does SKY Financial Services, Inc. respond to consumer complaints?

SKY Financial Services, Inc. has a 0% timely response rate to CFPB complaints.

In how many states does SKY Financial Services, Inc. operate?

SKY Financial Services, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from North Carolina (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

SKY Financial Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record sky-financial-services-inc SKY Financial Services, Inc.

Grade F · 1 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #5255 · compose #4521

VOL 1
GRADE F
12MO 1
STATES 1
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #5,255
COMPOSE #4,521

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

SKY Financial Services, Inc.'s 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of SKY Financial Services, Inc.'s CFPB filings land in North Carolina

High volume does not equal a clean composite: SKY Financial Services, Inc. is volume #5,255 but composite #4,521, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2022-04 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #5,255 volume; #4,521 composite; Cleanest-composite ladder is 734 places better than volume

How does SKY Financial Services, Inc. compare to its peers?

How does SKY FINANCIAL SERVICES, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

SKY FINANCIAL SERVICES… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-04 2022-04

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1

Where do complaints against SKY Financial Services, Inc. come from?

SKY Financial Services, Inc.'s own per-state count, not a national baseline.

North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for SKY Financial Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to SKY Financial Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.