State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

National Business Factors

C
1 total complaints ↓ falling

National Consumer Telecom & Utilities Exchange, Inc.

D
1 total complaints ↑ rising

National Debt Holdings, LLC

D
1 total complaints ↑ rising

National Recovery Solutions, LLC

C
1 total complaints → stable

Nations Recovery Center

D
1 total complaints ↓ falling

Nationwide Financial Group

D
1 total complaints ↓ falling

Nationwide Intermediary Services llc

C
1 total complaints ↓ falling

Nelson, Watson & Associates, LLC

D
1 total complaints ↓ falling

New Century Auto Sales, Inc.

A
1 total complaints ↓ falling

Nexum Group Inc

D
1 total complaints → stable

Niagara Capital Recovery LLC

F
1 total complaints ↓ falling

Niagara Central Revenue

D
1 total complaints ↑ rising

Niagara Portfolio Solutions LLC

C
1 total complaints ↓ falling

Niagara Restitution Service Inc

C
1 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
1 total complaints ↓ falling

Northern Credit Bureau

C
1 total complaints ↓ falling

OLD National Bancorp

A
1 total complaints → stable

OUT Tech, Inc.

C
1 total complaints → stable

Oakridge Direct Solutions Inc.

F
1 total complaints ↓ falling

Oklahoma Student Loan Authority

C
1 total complaints ↓ falling

Oliver Adjustment Company of Kenosha & Racine, Inc

B
1 total complaints ↓ falling

Omnipoint Capital

F
1 total complaints ↑ rising

Optimum Outcomes, Inc.

F
1 total complaints ↓ falling

Orion Portfolio Services, LLC

C
1 total complaints ↓ falling

Perdue Brandon Fielder Collins & Mott LLP

F
1 total complaints → stable

PHH Mortgage Services Corporation

C
1 total complaints ↓ falling

Pike Creek Mortgage Services

F
1 total complaints ↓ falling

Pinnacle Financial Partners, Inc.

D
1 total complaints ↑ rising

Planet Home Lending, LLC

C
1 total complaints ↑ rising

Preferred Credit Inc

C
1 total complaints ↑ rising

Propel Financial Services LLC

F
1 total complaints ↑ rising

Palmar, Inc.

F
1 total complaints ↑ rising

Partners for Payment Relief

C
1 total complaints → stable

PatientFi, Inc.

D
1 total complaints ↑ rising

Patrick K Willis Company Inc

C
1 total complaints ↓ falling

Pendleton Capital Management

F
1 total complaints ↓ falling

Performance Settlement, LLC

F
1 total complaints ↓ falling

Perpay, Inc.

D
1 total complaints ↑ rising

Pioneer Capital Solutions Inc

D
1 total complaints ↓ falling

Pittenger Law Group, LLC.

D
1 total complaints ↓ falling

Porania, LLC

F
1 total complaints → stable

Praxis Financial Solutions, Incorporated

C
1 total complaints ↓ falling

Premier Portfolio Group

F
1 total complaints ↓ falling

Prime Recovery LLC

D
1 total complaints ↑ rising

Priority Recovery Law PLC

A
1 total complaints ↓ falling

Professional Credit Analysts of MN, Inc.

B
1 total complaints ↓ falling

Professional Placement Services, LLC

C
1 total complaints ↓ falling

Property Collection Lawyers, LLC

A
1 total complaints ↓ falling

Property Receivables, Corp

F
1 total complaints ↑ rising

Protocol Recovery Service, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.