What is the most common complaint against Nelson, Watson & Associates, LLC?

The most common issue consumers report about Nelson, Watson & Associates, LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 8 complaints filed with the CFPB.

Are complaints against Nelson, Watson & Associates, LLC increasing or decreasing?

Complaints against Nelson, Watson & Associates, LLC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Nelson, Watson & Associates, LLC's reputation grade?

Nelson, Watson & Associates, LLC has a reputation grade of D (score: 49.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Nelson, Watson & Associates, LLC respond to consumer complaints?

Nelson, Watson & Associates, LLC has a 63% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Nelson, Watson & Associates, LLC operate?

Nelson, Watson & Associates, LLC has received CFPB complaints from consumers in 7 states, with the most complaints from New York (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Nelson, Watson & Associates, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

3
Cont'd attempts collect debt not owed

2
Disclosure verification of debt

2
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record nelson-watson-associates-llc Nelson, Watson & Associates, LLC

Grade D · 8 CFPB filings · 63% timely · lead issue: Communication tactics · vol #2731 · compose #4160

VOL 8
GRADE D
12MO 1
STATES 7
TIMELY 63%
DISPUTE 50%
ISSUE Communication tactics
RANK #2,731
COMPOSE #4,160

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Nelson, Watson & Associates, LLC's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

New York is the plurality state for Nelson, Watson & Associates, LLC (25.0%)

The 2016-11 spike coincides with a 1,429-place gap between volume rank #2,731 and composite #4,160. Corpus placement method.

Plurality state: New York 25.0%; Mid-band (15–30%) · 7 states with ≥1 filing
Spike month: 2016-11 25.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,731 volume; #4,160 composite; Cleanest-composite ladder is 1,429 places worse than volume

How does Nelson, Watson & Associates, LLC compare to its peers?

How does Nelson, Watson & Associates, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Nelson, Watson & Assoc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

63%

88%

91%

Consumer-dispute ratelower is better

50%

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2025-06

Issue Detail Breakdown

Issue	Complaints
Communication tactics	3
Cont'd attempts collect debt not owed	2
Disclosure verification of debt	2
Attempts to collect debt not owed	1

Where do complaints against Nelson, Watson & Associates, LLC come from?

Nelson, Watson & Associates, LLC's own per-state count, not a national baseline.

New York

2
California

1
Florida

1
Illinois

1
Indiana

1
Michigan

1
Nebraska

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Nelson, Watson & Associates, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Nelson, Watson & Associates, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.