State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

Law Offices of Crystal Moroney, P.C.

B
1 total complaints ↓ falling

Law Offices of Michael Lupolover

D
1 total complaints ↑ rising

Lawson Hamilton & Associates

C
1 total complaints ↑ rising

Legal Recovery Law Offices, Inc

F
1 total complaints ↓ falling

Lela Mae Portfolio Management Group

F
1 total complaints ↑ rising

Lendmark Financial Services

D
1 total complaints ↑ rising

Lentegrity Management, LLC

C
1 total complaints ↑ rising

Lincoln Educational Services Corporation

C
1 total complaints → stable

Loan Science, LLC

B
1 total complaints ↓ falling

Lockhart Mediation Services

F
1 total complaints ↑ rising

Longhorn Asset Management LLC

C
1 total complaints ↑ rising

Lori J. Frank PC

A
1 total complaints ↓ falling

MAJR Financial Corp

C
1 total complaints ↓ falling

MCU Holdings, LLC

C
1 total complaints ↓ falling

Member First Mortgage, LLC

A
1 total complaints ↑ rising

Millennium Financial Group, L.L.C.

D
1 total complaints → stable

MMG Law Group, PLLC

C
1 total complaints ↑ rising

Mortgage 1 Incorporation

A
1 total complaints ↑ rising

MSW Capital, LLC

C
1 total complaints ↓ falling

Madison Auto, LLC

D
1 total complaints ↑ rising

Malcolm S. Gerald and Associates, Inc.

F
1 total complaints ↓ falling

Mammoth Tech, Inc.

F
1 total complaints ↓ falling

Mar Joe Enterprises

C
1 total complaints ↓ falling

Mechoopda Indian Tribe of Chico Rancheria

1 total complaints ↑ rising

Med-Health Financial Services, Inc.

F
1 total complaints ↓ falling

Medical & Professional Collection Services, Inc. NC.

C
1 total complaints ↓ falling

Medical Business Bureau

F
1 total complaints ↓ falling

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
1 total complaints ↑ rising

Meridian Capital Management, LLC

C
1 total complaints ↑ rising

Mesa Auto Finance, LLC

A
1 total complaints ↓ falling

Metro Collection Service Inc.

C
1 total complaints → stable

Michael Andrews & Associates LLC

B
1 total complaints ↓ falling

Mid Continent Credit Services, Inc

C
1 total complaints ↓ falling

Mid-South Adjustment Co., Inc.

F
1 total complaints ↑ rising

Midway Resolution Services LLC

F
1 total complaints ↓ falling

Midwest Loan Services, Inc.

A
1 total complaints → stable

Midwestern Health Management INC

B
1 total complaints ↓ falling

Mnet Financial Inc

C
1 total complaints → stable

Momnt Technologies, Inc.

D
1 total complaints ↑ rising

Mortgage Research Center, LLC

B
1 total complaints ↓ falling

Mountain Land Collections, Inc.

C
1 total complaints → stable

Municipal Collections of America Inc.

D
1 total complaints ↓ falling

Mutual Financial Partners

C
1 total complaints ↓ falling

National Debt Relief LLC

F
1 total complaints ↑ rising

Nations Lending Corporation

B
1 total complaints ↑ rising

Nissan Motor Acceptance Company LLC

C
1 total complaints → stable

Northway Broker Ltd.

B
1 total complaints ↓ falling

National Account Services Group, LLC.

D
1 total complaints ↓ falling

National Arbitration Forum

F
1 total complaints ↓ falling

National Budget Planners of South Florida, Inc

A
1 total complaints ↑ rising

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.