What is the most common complaint against Lockhart Mediation Services?

The most common issue consumers report about Lockhart Mediation Services is "Took or threatened to take negative or legal action", specifically "Threatened arrest/jail if do not pay". This is based on 14 complaints filed with the CFPB.

Are complaints against Lockhart Mediation Services increasing or decreasing?

Complaints against Lockhart Mediation Services are rising. The company received 6 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Lockhart Mediation Services's reputation grade?

Lockhart Mediation Services has a reputation grade of F (score: 47.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Lockhart Mediation Services respond to consumer complaints?

Lockhart Mediation Services has a 42% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Lockhart Mediation Services operate?

Lockhart Mediation Services has received CFPB complaints from consumers in 9 states, with the most complaints from Texas (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Lockhart Mediation Services - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4
Written notification about debt

2
False statements or representation

2
Communication tactics

2
Taking/threatening an illegal action

2
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record lockhart-mediation-services Lockhart Mediation Services

Grade F · 14 CFPB filings · 42% timely · lead issue: Took or threatened to take negative or legal action · vol #2207 · compose #4370

VOL 14
GRADE F
12MO 6
STATES 9
TIMELY 42%
DISPUTE 20%
ISSUE Took or threatened to take…
RANK #2,207
COMPOSE #4,370

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Lockhart Mediation Services's 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for Lockhart Mediation Services (28.6%)

The 2019-06 spike coincides with a 2,163-place gap between volume rank #2,207 and composite #4,370. Corpus placement method.

Plurality state: Texas 28.6%; Mid-band (15–30%) · 9 states with ≥1 filing
Spike month: 2019-06 15.4%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,207 volume; #4,370 composite; Cleanest-composite ladder is 2,163 places worse than volume

How does Lockhart Mediation Services compare to its peers?

How does Lockhart Mediation Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Lockhart Mediation Ser… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

42%

69%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-05 2023-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4
Written notification about debt	2
False statements or representation	2
Communication tactics	2
Taking/threatening an illegal action	2
Attempts to collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Lockhart Mediation Services come from?

Lockhart Mediation Services's own per-state count, not a national baseline.

Texas

4
Florida

2
Georgia

2
Alabama

1
Illinois

1
Michigan

1
New York

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Lockhart Mediation Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to Lockhart Mediation Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.