State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 22

Sorted by most complaints

Greater Collection Agency Bureau, LLC

D
1 total complaints ↓ falling

Green Trust Cash, LLC

B
1 total complaints ↓ falling

Greenberg, Grant & Richards Inc.

D
1 total complaints → stable

Greentree & Associates

F
1 total complaints ↓ falling

Greystone Alliance LLC

D
1 total complaints ↓ falling

H. Kent Hollins, Attorney at Law, P.A

C
1 total complaints ↓ falling

Hanna, LLP | Hanna LAW, PLLC

A
1 total complaints ↓ falling

HF Holdings

D
1 total complaints ↑ rising

HIGHLAND FINANCIAL SERVICES (Closed)

F
1 total complaints ↓ falling

Honor Finance, LLC

B
1 total complaints ↓ falling

Happy Money, Inc.

F
1 total complaints ↑ rising

Harvest Strategy Group, Inc.

A
1 total complaints ↑ rising

Herbert P. Sears Co., Inc.

C
1 total complaints → stable

Heritage Financial Group, Inc.

B
1 total complaints ↓ falling

Hidden Oak Group, Inc.

C
1 total complaints ↓ falling

HighPoint Law Offices, LLC

1 total complaints ↑ rising

Hillcrest Davidson & Associates

D
1 total complaints ↓ falling

Hollis Cobb Associates

D
1 total complaints → stable

Home Loan Center, Inc.

B
1 total complaints ↓ falling

HomeServices of Iowa

F
1 total complaints ↑ rising

Iowa Student Loan Liquidity Corporation

C
1 total complaints ↓ falling

Ideal Direct Solutions

A
1 total complaints ↓ falling

Improved Data Services LLC

D
1 total complaints ↓ falling

Innovative Debt Solutions

A
1 total complaints ↓ falling

Integra Auto Capital

A
1 total complaints ↓ falling

Integrated Mediation Solutions LLC

D
1 total complaints ↓ falling

International Collection Systems, Inc.

D
1 total complaints ↓ falling

Interstate Credit Control

B
1 total complaints ↓ falling

J. Ritter Law P.C.

C
1 total complaints ↓ falling

J.S Resolution Group, Inc.

D
1 total complaints ↓ falling

JSZ Financial Co., Inc.

C
1 total complaints → stable

Javitch, Block & Rathbone LLC

D
1 total complaints → stable

Johnson, Blumberg & Associates, LLC

C
1 total complaints → stable

K a P S & Co (USA) LLC

C
1 total complaints ↓ falling

KBR Inc DBA Rash Curtis & Associates

F
1 total complaints ↓ falling

Kashable LLC

D
1 total complaints ↑ rising

Kentucky Higher Education Assistance Authority

C
1 total complaints → stable

Key Debt Recovery, Inc.

B
1 total complaints ↑ rising

Keynote Consulting, Inc.

D
1 total complaints → stable

Keystone Law LLC

C
1 total complaints → stable

Knight Adjustment Bureau

F
1 total complaints ↓ falling

Kohn Law Firm S.C.

D
1 total complaints → stable

Komyatte & Casbon, P.C.

B
1 total complaints ↓ falling

Kornerstone Credit, LLC.

D
1 total complaints ↑ rising

Land Home Financial Services

A
1 total complaints ↓ falling

Landmark Accounts, Inc

A
1 total complaints ↓ falling

LCS Financial Services Corporation

C
1 total complaints → stable

Lake City Credit

F
1 total complaints ↓ falling

Landmark Strategy Group, LLC

D
1 total complaints ↑ rising

Law Office of Joe Pezzuto, LLC

C
1 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.