What is the most common complaint against Equinox Financial Management Solutions, Inc.?

The most common issue consumers report about Equinox Financial Management Solutions, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 9 complaints filed with the CFPB.

Are complaints against Equinox Financial Management Solutions, Inc. increasing or decreasing?

Complaints against Equinox Financial Management Solutions, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Equinox Financial Management Solutions, Inc.'s reputation grade?

Equinox Financial Management Solutions, Inc. has a reputation grade of B (score: 72.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Equinox Financial Management Solutions, Inc. respond to consumer complaints?

Equinox Financial Management Solutions, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.

In how many states does Equinox Financial Management Solutions, Inc. operate?

Equinox Financial Management Solutions, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from California (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Equinox Financial Management Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

3
Cont'd attempts collect debt not owed

3
Communication tactics

2
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record equinox-financial-management-solutions-inc Equinox Financial Management Solutions, Inc.

Grade B · 9 CFPB filings · 100% timely · lead issue: False statements or representation · vol #2596 · compose #1071

VOL 9
GRADE B
12MO 0
STATES 8
TIMELY 100%
DISPUTE 11%
ISSUE False statements or repres…
RANK #2,596
COMPOSE #1,071

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Equinox Financial Management Solutions, Inc.'s 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Equinox Financial Management Solutions, Inc. spreads filings across 8 states - California leads at only 11.1%

Despite a broad state map, Equinox Financial Management Solutions, Inc. still sits volume #2,596 against composite #1,071 - the two RankMaps diverge by 1,525 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 11.1% across 8 states
Even monthly load: Peak under 8%; Highest month 2013-12 at 7.7% (1 filings)
Divergent corpus ranks: #2,596 volume; #1,071 composite; Cleanest-composite ladder is 1,525 places better than volume

How does Equinox Financial Management Solutions, Inc. compare to its peers?

How does Equinox Financial Management Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Equinox Financial Mana… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

40%

91%

Consumer-dispute ratelower is better

11%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-12 2021-04

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Cont'd attempts collect debt not owed	3
Communication tactics	2
Disclosure verification of debt	1

Where do complaints against Equinox Financial Management Solutions, Inc. come from?

Equinox Financial Management Solutions, Inc.'s own per-state count, not a national baseline.

California

1
Florida

1
Illinois

1
Kansas

1
Massachusetts

1
Michigan

1
Missouri

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Equinox Financial Management Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Equinox Financial Management Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.