What is the most common complaint against Audubon Liberty & Associates?

The most common issue consumers report about Audubon Liberty & Associates is "False statements or representation", specifically "Threatened to take legal action". This is based on 3 complaints filed with the CFPB.

Are complaints against Audubon Liberty & Associates increasing or decreasing?

Complaints against Audubon Liberty & Associates are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Audubon Liberty & Associates's reputation grade?

Audubon Liberty & Associates has a reputation grade of F (score: 48.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Audubon Liberty & Associates respond to consumer complaints?

Audubon Liberty & Associates has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Audubon Liberty & Associates operate?

Audubon Liberty & Associates has received CFPB complaints from consumers in 2 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Audubon Liberty & Associates - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

False statements or representation

1
Communication tactics

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record audubon-liberty-associates Audubon Liberty & Associates

Grade F · 3 CFPB filings · 0% timely · lead issue: False statements or representation · vol #3571 · compose #4314

VOL 3
GRADE F
12MO 0
STATES 2
TIMELY 0%
DISPUTE 0%
ISSUE False statements or repres…
RANK #3,571
COMPOSE #4,314

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Audubon Liberty & Associates's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Audubon Liberty & Associates's CFPB filings land in Florida

High volume does not equal a clean composite: Audubon Liberty & Associates is volume #3,571 but composite #4,314, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 66.7%; 2 of 3 filings · 2 states touched
Spike month: 2015-07 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,571 volume; #4,314 composite; Cleanest-composite ladder is 743 places worse than volume

How does Audubon Liberty & Associates compare to its peers?

How does AUDUBON LIBERTY & ASSOCIATES compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AUDUBON LIBERTY & ASSO… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-07 2015-07

Issue Detail Breakdown

Issue	Complaints
False statements or representation	1
Communication tactics	1
Taking/threatening an illegal action	1

Where do complaints against Audubon Liberty & Associates come from?

Audubon Liberty & Associates's own per-state count, not a national baseline.

Florida

2
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Audubon Liberty & Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Audubon Liberty & Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.