This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 45 complaints

Armor Systems Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade C.

Complaints by issue type

What consumers report about Armor Systems Corporation

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record armor-systems-corporation Armor Systems Corporation

Grade C · 45 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed

  • VOL 45
  • GRADE C
  • 12MO 1
  • STATES 12
  • TIMELY 100%
  • DISPUTE 33%
  • ISSUE Cont'd attempts collect de…
  • RANK #1,262
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Account Brokers Inc. (45 complaints)

Account Brokers Inc.Account Brokers Inc.45Auto Now Financial Services, Inc., Phoenix, AZ BranchAuto Now Financial Services,…45Bank of NEW York Mellon Corporation, theBank of NEW York Mellon Corp…45CIR, Law OfficesCIR, Law Offices45Armor Systems Corporation (this)Armor Systems Corporation (t…45
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Armor Systems Corporation's 45 CFPB complaints sit next to Account Brokers Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 45 complaints break down

Every complaint issue type on record for Armor Systems Corporation, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
57.2/100
Armor Systems Corporation

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
45
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
33%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

68.9% of Armor Systems Corporation's CFPB filings land in Illinois

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Illinois 68.9%
31 of 45 filings · 12 states touched
Spike month
2018-06 21.6%
8 filings that month · spiky (≥15% of series)
Corpus ranks
#1,262 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Armor Systems Corporation compare to its peers?

How does Armor Systems Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Armor Systems Corporation National average
Complaints (last 12 mo)lower is better
1
0
268
Timely-response ratehigher is better
100%
22%
91%
Consumer-dispute ratelower is better
33%
20%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Armor Systems Corporation a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%20%40%60% Timely response rate (%) Dispute rate (%) Armor Systems Corporation vs. 7 similar-volume peers, by response speed and dispute rate Armor Systems CorporationAccount Brokers Inc.BANK OF NEW YORK MELLON CORPORATION, THECIR, Law OfficesHewitt-CapitalLotane & Associates, P.A.Northeast Collection BureauProfessional Recovery Consultants, Inc.
Source: CFPB Consumer Complaint Database

Armor Systems Corporation's complaint volume in context

Armor Systems Corporation vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

45 Top 23% higher than 77% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). This entry sits in this band. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Armor Systems Corporation 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2016-05 2024-12

Issue Detail Breakdown

Issue Complaints
Cont'd attempts collect debt not owed
20
Attempts to collect debt not owed
7
Disclosure verification of debt
5
Written notification about debt
4
False statements or representation
4
Communication tactics
2
Threatened to contact someone or share information improperly
2
Electronic communications
1

Where do complaints against Armor Systems Corporation come from?

Armor Systems Corporation's own per-state count, not a national baseline.

Top states by complaints against Armor Systems Corporation

Across 12 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Armor Systems Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 45.

4 peers

Know your rights before responding to Armor Systems Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.