What is the most common complaint against Amos Financial LLC?

The most common issue consumers report about Amos Financial LLC is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 9 complaints filed with the CFPB.

Are complaints against Amos Financial LLC increasing or decreasing?

Complaints against Amos Financial LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Amos Financial LLC's reputation grade?

Amos Financial LLC has a reputation grade of D (score: 50.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Amos Financial LLC respond to consumer complaints?

Amos Financial LLC has a 67% timely response rate to CFPB complaints.

In how many states does Amos Financial LLC operate?

Amos Financial LLC has received CFPB complaints from consumers in 7 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Amos Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4
False statements or representation

3
Attempts to collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record amos-financial-llc Amos Financial LLC

Grade D · 9 CFPB filings · 67% timely · lead issue: Took or threatened to take negative or legal action · vol #2560 · compose #4081

VOL 9
GRADE D
12MO 0
STATES 7
TIMELY 67%
ISSUE Took or threatened to take…
RANK #2,560
COMPOSE #4,081

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Amos Financial LLC's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Amos Financial LLC (22.2%)

Volume rank #2,560 and composite rank #4,081 diverge by 1,521 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 22.2%; Mid-band (15–30%) · 7 states with ≥1 filing
Seasonal peak: 2014-02 11.5%; 8–15% band · 3 filings
Divergent corpus ranks: #2,560 volume; #4,081 composite; Cleanest-composite ladder is 1,521 places worse than volume

How does Amos Financial LLC compare to its peers?

How does Amos Financial LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Amos Financial LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

86%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-08 2016-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4
False statements or representation	3
Attempts to collect debt not owed	2

Where do complaints against Amos Financial LLC come from?

Amos Financial LLC's own per-state count, not a national baseline.

Florida

2
Ohio

2
California

1
Idaho

1
Illinois

1
New York

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Amos Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Amos Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.