What is the most common complaint against Accord Creditor Services, LLC?

The most common issue consumers report about Accord Creditor Services, LLC is "Cont'd attempts collect debt not owed", specifically "Talked to a third party about my debt". This is based on 2 complaints filed with the CFPB.

Are complaints against Accord Creditor Services, LLC increasing or decreasing?

Complaints against Accord Creditor Services, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Accord Creditor Services, LLC's reputation grade?

Accord Creditor Services, LLC has a reputation grade of A (score: 87.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Accord Creditor Services, LLC respond to consumer complaints?

Accord Creditor Services, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Accord Creditor Services, LLC operate?

Accord Creditor Services, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Accord Creditor Services, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record accord-creditor-services-llc Accord Creditor Services, LLC

Grade A · 2 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #3890 · compose #111

VOL 2
GRADE A
12MO 0
STATES 1
TIMELY 100%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #3,890
COMPOSE #111

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Accord Creditor Services, LLC's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Accord Creditor Services, LLC's CFPB filings land in Florida

High volume does not equal a clean composite: Accord Creditor Services, LLC is volume #3,890 but composite #111, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2025-11 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,890 volume; #111 composite; Cleanest-composite ladder is 3,779 places better than volume

How does Accord Creditor Services, LLC compare to its peers?

How does ACCORD CREDITOR SERVICES, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ACCORD CREDITOR SERVIC… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-03 2026-01

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Accord Creditor Services, LLC come from?

Accord Creditor Services, LLC's own per-state count, not a national baseline.

Florida

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Accord Creditor Services, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Accord Creditor Services, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.