This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Automotive Financial of America, Inc. - Debt Collector Complaint Profile
CFPB complaint profile across 1 states, reputation grade A.
Complaints by issue type
What consumers report about Automotive Financial of America, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record automotive-financial-of-america-inc Automotive Financial of America, Inc.
Grade A · 2 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #3942 · compose #792
- VOL 2
- GRADE A
- 12MO 2
- STATES 1
- TIMELY 100%
- ISSUE Attempts to collect debt n…
- RANK #3,942
- COMPOSE #792
Volume peers
Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)
Automotive Financial of America, Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
100.0% of Automotive Financial of America, Inc.'s CFPB filings land in Florida
High volume does not equal a clean composite: Automotive Financial of America, Inc. is volume #3,942 but composite #792, while Florida dominates the geography. Corpus placement method.
- Dominant state
- Florida 100.0%
- 2 of 2 filings · 1 states touched
- Spike month
- 2014-02 33.3%
- 1 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #3,942 volume
- #792 composite
- Cleanest-composite ladder is 3,150 places better than volume
How does Automotive Financial of America, Inc. compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 2 |
Where do complaints against Automotive Financial of America, Inc. come from?
Automotive Financial of America, Inc.'s own per-state count, not a national baseline.
Top states by complaints against Automotive Financial of America, Inc.
Across 1 states with at least one filing
- Florida
Florida
2 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Automotive Financial of America, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 2.
Know your rights before responding to Automotive Financial of America, Inc.: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |