State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 45

Sorted by most complaints

RAM America, Inc

B
1 total complaints ↓ falling

RAS LaVrar, LLC

F
1 total complaints ↓ falling

RCS Capital Partners, Inc.

D
1 total complaints ↓ falling

RCS Recovery Services, LLC

C
1 total complaints ↓ falling

RGL Associates, Inc.

B
1 total complaints ↓ falling

RH Portfolio I, LLC

A
1 total complaints ↓ falling

RNN Group, Inc

F
1 total complaints ↓ falling

Rols Inc

B
1 total complaints ↓ falling

Russell, Mirkovich & Morrow

A
1 total complaints ↓ falling

Ragan & Ragan, PC

F
1 total complaints ↓ falling

Rapid Auto Loans LLC

F
1 total complaints → stable

Reach Financial LLC

C
1 total complaints ↑ rising

Realogy Title Group LLC

F
1 total complaints ↑ rising

Receivable Solutions Specialist, Inc.

D
1 total complaints ↓ falling

Receivables Management Corporation of America

C
1 total complaints ↓ falling

Receivables Outsourcing, Inc.

D
1 total complaints ↓ falling

Red Cedar Services, Inc

B
1 total complaints ↓ falling

Redwood Lending Services

1 total complaints ↑ rising

Reel Time Capital LLC

D
1 total complaints ↑ rising

Regional Credit Solutions

D
1 total complaints ↓ falling

Reliable Credit Association, Inc.

B
1 total complaints ↑ rising

Residential Bancorp

1 total complaints ↑ rising

Results Unlimited, Inc.

F
1 total complaints ↓ falling

Results! Dental Collection Services, LLC

A
1 total complaints ↓ falling

Retailers' Credit Association of Grass Valley, Inc.

A
1 total complaints ↓ falling

Retention Consulting Services Inc.

F
1 total complaints ↓ falling

RevNow LLC

D
1 total complaints ↑ rising

Revenue Assurance Professionals LLC

C
1 total complaints ↓ falling

Revenue Cycle Associates, Inc.

D
1 total complaints ↑ rising

Revenue Cycle Management

F
1 total complaints ↓ falling

Revenue Recovery Corporation

D
1 total complaints ↓ falling

Revenue Recovery Systems

D
1 total complaints ↓ falling

Reverse Mortgage Solutions, Inc.

B
1 total complaints ↓ falling

Rhojo Enterprises, LLC

F
1 total complaints ↓ falling

Richard J. Murphey, Attorney at Law

C
1 total complaints ↓ falling

Rickart Collection Systems, Inc.

C
1 total complaints ↓ falling

River Heights Capital LLC

F
1 total complaints ↑ rising

River Ridge Financial Solutions, LLC

C
1 total complaints ↓ falling

Robert W. Warner & Associates, P.C.

B
1 total complaints ↓ falling

Roberts Markel Weinberg Butler Hailey PC

C
1 total complaints → stable

Robinson, Reagan and Young PLLC

F
1 total complaints ↓ falling

Rodenburg LLP

D
1 total complaints → stable

Roosen, Varchetti & Olivier, PLLC

C
1 total complaints → stable

Roquemore Holdings LLC

D
1 total complaints ↓ falling

Rose & Associates, LLC.

F
1 total complaints ↓ falling

Rosen Management Services Inc.

B
1 total complaints ↓ falling

Routhmeir Sterling Inc.

F
1 total complaints ↓ falling

Rubin & Rothman, LLC

C
1 total complaints ↑ rising

Russell Collection Agency, Inc

C
1 total complaints ↓ falling

Scheer LAW Group LLP

A
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.