State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 46

Sorted by most complaints

SE Capital Corp dba Credito Familiar

F
1 total complaints ↑ rising

Sierra Pacific Mortgage

A
1 total complaints ↑ rising

Simmons First National Corporation

C
1 total complaints → stable

Siry Inc., DBA Siry Auto Group

A
1 total complaints ↓ falling

Smith, Rouchon & Associates, Inc.

C
1 total complaints ↑ rising

SMS Check Recovery LLC

F
1 total complaints ↓ falling

SUN West Mortgage Company, Inc.

D
1 total complaints ↑ rising

Salander Enterprises, LLC

D
1 total complaints → stable

Samsa Technologies Inc

F
1 total complaints ↑ rising

Samuel Whitaker & Associates LLC

F
1 total complaints → stable

Sarasota CCM, Inc.

D
1 total complaints ↓ falling

Schukei Chevrolet Volkswagen

F
1 total complaints ↑ rising

Scratch Financial, Inc.

C
1 total complaints ↑ rising

Seaside Trustee Inc.

A
1 total complaints ↓ falling

Secure Capital Management, Inc.

C
1 total complaints ↓ falling

Secure One Capital Corporation

F
1 total complaints ↑ rising

Select Management Resources, LLC

C
1 total complaints ↓ falling

Senex Services Corp.

F
1 total complaints ↓ falling

Service Bureau, Inc.

B
1 total complaints ↓ falling

Shea Mortgage Inc.

C
1 total complaints ↓ falling

Sherloq Group, Inc

C
1 total complaints ↓ falling

Shermeta Law Group, PLLC

D
1 total complaints ↓ falling

Siggi LLC

D
1 total complaints ↓ falling

SilverLake Financial LLC

C
1 total complaints ↑ rising

Slovin & Council Co., L.P.A.

B
1 total complaints ↓ falling

Smart Finance Inc dba Fishtail Financial

B
1 total complaints ↑ rising

Smith Carroad Wan & Parikh, P.C.

B
1 total complaints ↑ rising

Snow and Sauerteig LLP

C
1 total complaints ↓ falling

Sokaogon Finance, Inc.

B
1 total complaints ↓ falling

Southern Credit Recovery, Inc.

D
1 total complaints ↓ falling

Southwest Business Corporation

A
1 total complaints ↓ falling

Southwest Mediation Service

D
1 total complaints ↓ falling

Southwestern Investors Group, LLC

D
1 total complaints ↓ falling

Special Financing Company, LLC

B
1 total complaints ↑ rising

St.John Cobb Inc

B
1 total complaints ↓ falling

Stallings Financial Group, Inc.

D
1 total complaints ↓ falling

Stein Law, P.C.

C
1 total complaints → stable

Steiner Marketing LLC

1 total complaints ↑ rising

Sterling & Associates, LLC

F
1 total complaints ↓ falling

Sterling Mortgage Services

A
1 total complaints ↓ falling

Stern Recovery Services, Inc.

F
1 total complaints ↓ falling

Stewart Information Services

D
1 total complaints ↓ falling

Strategic Financial Solutions, LLC

D
1 total complaints ↓ falling

Stratus Financial LLC

A
1 total complaints ↑ rising

Strauss Factor Laing & Lyons

B
1 total complaints ↓ falling

Streamline Recovery Inc

D
1 total complaints ↓ falling

Suburban Credit Corporation

D
1 total complaints ↓ falling

Sulphur Bank Rancheria Enterprises

B
1 total complaints ↑ rising

Summit AmeriFirst Holdings, Inc.

A
1 total complaints ↓ falling

Summit Horizon Financial Services

F
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.