State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 44

Sorted by most complaints

Onset Financial, Inc.

A
1 total complaints ↑ rising

Operating Partners Co., LLC

D
1 total complaints → stable

Overton, Russell, Doerr and Donovan, LLP

F
1 total complaints ↓ falling

Pacific Capital Exchange

D
1 total complaints ↓ falling

Pacific Western Bank

A
1 total complaints ↓ falling

Parkside Lending, LLC

A
1 total complaints ↓ falling

PASCO, Inc

F
1 total complaints ↓ falling

Patrick A. Carey, P.a.

B
1 total complaints ↓ falling

PC Legal Services, LLC

F
1 total complaints ↓ falling

PDQ Services, Inc.

F
1 total complaints ↓ falling

Plaza Home Mortgage, Inc.

A
1 total complaints ↓ falling

PLDR

C
1 total complaints ↓ falling

Pmab,LLC

D
1 total complaints ↓ falling

POM Recoveries, Inc.

B
1 total complaints ↓ falling

Popular Bank

B
1 total complaints ↓ falling

PPCC, Inc. dba Allied Collection Resources, Inc.

A
1 total complaints ↓ falling

PRA LAW Firm

F
1 total complaints ↑ rising

PRO Consulting Services, Inc.

B
1 total complaints ↓ falling

Palm Beach Credit Adjustors, Inc

F
1 total complaints ↓ falling

Pan Am Collections, Inc.

C
1 total complaints ↓ falling

Paratus Partners, LLC.

F
1 total complaints ↑ rising

Partners for Payment Relief

C
1 total complaints → stable

Payday Loan, LLC (CA)

A
1 total complaints ↓ falling

Peerless Credit Services Inc

C
1 total complaints ↓ falling

Performance Settlement, LLC

F
1 total complaints ↓ falling

Pharus Funding LLC

C
1 total complaints ↓ falling

Phillips, Reinhard & Associates

F
1 total complaints ↓ falling

Phoenix Management Solutions, L.L.C.

D
1 total complaints ↓ falling

Physicians & Dentists Credit Bureau

F
1 total complaints ↓ falling

PinReid, LLC

D
1 total complaints ↓ falling

Pioneer Law Firm, P.C.

C
1 total complaints ↓ falling

Pohler and Associates, LLC

B
1 total complaints ↓ falling

Polk Auto Finance Inc

B
1 total complaints ↑ rising

Pono Ventures Inc.

F
1 total complaints ↓ falling

Porania, LLC

F
1 total complaints → stable

Portland Credit Inc

D
1 total complaints ↓ falling

Precise Financial Group, LLC

C
1 total complaints ↓ falling

Premium Credit Bureau

B
1 total complaints ↑ rising

Professional Choice Recovery, Inc.

D
1 total complaints ↓ falling

Professional Collection Service Inc (GA)

B
1 total complaints ↑ rising

Professional Collectors Corp.

D
1 total complaints ↑ rising

Professional Recovery Consultants, Inc.

C
1 total complaints ↓ falling

Professional Recovery Services Inc.(Closed)

B
1 total complaints ↓ falling

Professional Recovery, Inc.

B
1 total complaints ↓ falling

Professional Service Bureau

B
1 total complaints ↓ falling

Qualey Law Group, Inc.

B
1 total complaints ↓ falling

Qualified Home Solutions LLC

F
1 total complaints ↓ falling

Quick Debt Services LLC

F
1 total complaints ↑ rising

R & R Collection Service, Inc.

B
1 total complaints ↓ falling

R J Baucum Enterprises, Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.