What is the most common complaint against Reach Financial LLC?

The most common issue consumers report about Reach Financial LLC is "False statements or representation", specifically "Threatened or suggested your credit would be damaged". This is based on 16 complaints filed with the CFPB.

Are complaints against Reach Financial LLC increasing or decreasing?

Complaints against Reach Financial LLC are rising. The company received 8 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Reach Financial LLC's reputation grade?

Reach Financial LLC has a reputation grade of C (score: 59.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Reach Financial LLC respond to consumer complaints?

Reach Financial LLC has a 100% timely response rate to CFPB complaints.

In how many states does Reach Financial LLC operate?

Reach Financial LLC has received CFPB complaints from consumers in 12 states, with the most complaints from Arkansas (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Reach Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade C.

Compiled by PlainCollector

False statements or representation

6
Took or threatened to take negative or legal action

4
Attempts to collect debt not owed

3
Written notification about debt

2
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record reach-financial-llc Reach Financial LLC

Grade C · 16 CFPB filings · 100% timely · lead issue: False statements or representation · vol #2099 · compose #2407

VOL 16
GRADE C
12MO 8
STATES 12
TIMELY 100%
ISSUE False statements or repres…
RANK #2,099
COMPOSE #2,407

Volume peers

Nearest volume peer: Absolute Collections Corp. (16 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Reach Financial LLC's 16 CFPB complaints sit next to Absolute Collections Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Reach Financial LLC spreads filings across 12 states - Arkansas leads at only 12.5%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography: Lead state under 15%; Arkansas still leads at 12.5% across 12 states
Seasonal peak: 2023-09 10.5%; 8–15% band · 2 filings
Corpus ranks: #2,099 volume; #2,407 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Reach Financial LLC compare to its peers?

How does Reach Financial LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Reach Financial LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2026-03

Issue Detail Breakdown

Issue	Complaints
False statements or representation	6
Took or threatened to take negative or legal action	4
Attempts to collect debt not owed	3
Written notification about debt	2
Threatened to contact someone or share information improperly	1

Where do complaints against Reach Financial LLC come from?

Reach Financial LLC's own per-state count, not a national baseline.

Arkansas

2
Illinois

2
South Carolina

2
Texas

2
California

1
Florida

1
Georgia

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Reach Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16.

4 peers

Know your rights before responding to Reach Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.