This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 135 complaints

All State Credit Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade C.

Complaints by issue type

What consumers report about All State Credit Bureau, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record all-state-credit-bureau-inc All State Credit Bureau, Inc.

Grade C · 135 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed

  • VOL 135
  • GRADE C
  • 12MO 24
  • STATES 10
  • TIMELY 100%
  • DISPUTE 21%
  • ISSUE Attempts to collect debt n…
  • RANK #700
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Americas Car-Mart, Inc. (135 complaints)

Americas Car-Mart, Inc.Americas Car-Mart, Inc.135Receivables Outsourcing, Inc.Receivables Outsourcing, Inc.135Steel River Systems, LLCSteel River Systems, LLC135All State Credit Bureau, Inc. (this)All State Credit Bureau, Inc…135Diaz & Associates, Inc.Diaz & Associates, Inc.136
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

All State Credit Bureau, Inc.'s 135 CFPB complaints sit next to Americas Car-Mart, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 135 complaints break down

Every complaint issue type on record for All State Credit Bureau, Inc., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.8/100
All State Credit Bureau, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
135
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
21%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

86.7% of All State Credit Bureau, Inc.'s CFPB filings land in Michigan

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Michigan 86.7%
117 of 135 filings · 10 states touched
Spike month
2024-04 18.0%
30 filings that month · spiky (≥15% of series)
Corpus ranks
#700 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does All State Credit Bureau, Inc. compare to its peers?

How does All State Credit Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
All State Credit Bureau, Inc. National average
Complaints (last 12 mo)lower is better
24
59
268
Timely-response ratehigher is better
100%
99%
91%
Consumer-dispute ratelower is better
21%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy All State Credit Bureau, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%20%40%60%80% Timely response rate (%) Dispute rate (%) All State Credit Bureau, Inc. vs. 8 similar-volume peers, by response speed and dispute rate All State Credit Bureau, Inc.Americas Car-Mart, Inc.Receivables Outsourcing, Inc.S&S Physician Services, Inc.Mutual Management Services LLCLien Enforcement IncBlakely-Witt and Associates, Inc.Diaz & Associates, Inc.Law Offices of Hayt, Hayt & Landau, LLC
Source: CFPB Consumer Complaint Database

All State Credit Bureau, Inc.'s complaint volume in context

All State Credit Bureau, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

135 Top 13% higher than 87% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). This entry sits in this band. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. All State Credit Bureau, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
51
Written notification about debt
33
False statements or representation
22
Took or threatened to take negative or legal action
14
Disclosure verification of debt
9
Cont'd attempts collect debt not owed
4
Communication tactics
1
Threatened to contact someone or share information improperly
1

Where do complaints against All State Credit Bureau, Inc. come from?

All State Credit Bureau, Inc.'s own per-state count, not a national baseline.

Top states by complaints against All State Credit Bureau, Inc.

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for All State Credit Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 135.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to All State Credit Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.