What is the most common complaint against All State Credit Bureau, Inc.?

The most common issue consumers report about All State Credit Bureau, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 135 complaints filed with the CFPB.

Are complaints against All State Credit Bureau, Inc. increasing or decreasing?

Complaints against All State Credit Bureau, Inc. have been stable. The company received 24 complaints in the last 12 months.

What is All State Credit Bureau, Inc.'s reputation grade?

All State Credit Bureau, Inc. has a reputation grade of C (score: 56.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does All State Credit Bureau, Inc. respond to consumer complaints?

All State Credit Bureau, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does All State Credit Bureau, Inc. operate?

All State Credit Bureau, Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from Michigan (117 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

All State Credit Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

51
Written notification about debt

33
False statements or representation

22
Took or threatened to take negative or legal action

14
Disclosure verification of debt

9
Cont'd attempts collect debt not owed

4

Data updated September 2026

CFPB complaint disposition

CCDB record all-state-credit-bureau-inc All State Credit Bureau, Inc.

Grade C · 135 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #700 · compose #2955

VOL 135
GRADE C
12MO 24
STATES 10
TIMELY 100%
DISPUTE 21%
ISSUE Attempts to collect debt n…
RANK #700
COMPOSE #2,955

Volume peers

Nearest volume peer: Americas Car-Mart, Inc. (135 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

All State Credit Bureau, Inc.'s 135 CFPB complaints sit next to Americas Car-Mart, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

86.7% of All State Credit Bureau, Inc.'s CFPB filings land in Michigan

High volume does not equal a clean composite: All State Credit Bureau, Inc. is volume #700 but composite #2,955, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 86.7%; 117 of 135 filings · 10 states touched
Spike month: 2024-04 18.0%; 30 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #700 volume; #2,955 composite; Cleanest-composite ladder is 2,255 places worse than volume

How does All State Credit Bureau, Inc. compare to its peers?

How does All State Credit Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

All State Credit Burea… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

99%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	51
Written notification about debt	33
False statements or representation	22
Took or threatened to take negative or legal action	14
Disclosure verification of debt	9
Cont'd attempts collect debt not owed	4
Communication tactics	1
Threatened to contact someone or share information improperly	1

Where do complaints against All State Credit Bureau, Inc. come from?

All State Credit Bureau, Inc.'s own per-state count, not a national baseline.

Michigan

117
Illinois

4
Georgia

3
California

2
North Carolina

2
Texas

2
Indiana

1
Massachusetts

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for All State Credit Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 135.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to All State Credit Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.