What is the most common complaint against Beal Financial Corporation?

The most common issue consumers report about Beal Financial Corporation is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 4 complaints filed with the CFPB.

Are complaints against Beal Financial Corporation increasing or decreasing?

Complaints against Beal Financial Corporation are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Beal Financial Corporation's reputation grade?

Beal Financial Corporation has a reputation grade of B (score: 69.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Beal Financial Corporation respond to consumer complaints?

Beal Financial Corporation has a 100% timely response rate to CFPB complaints.

In how many states does Beal Financial Corporation operate?

Beal Financial Corporation has received CFPB complaints from consumers in 3 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Beal Financial Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4

Data updated September 2026

CFPB complaint disposition

CCDB record beal-financial-corporation Beal Financial Corporation

Grade B · 4 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #3305 · compose #1316

VOL 4
GRADE B
12MO 4
STATES 3
TIMELY 100%
ISSUE Took or threatened to take…
RANK #3,305
COMPOSE #1,316

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Beal Financial Corporation's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Beal Financial Corporation's CFPB filings land in California

High volume does not equal a clean composite: Beal Financial Corporation is volume #3,305 but composite #1,316, while California dominates the geography. Corpus placement method.

Dominant state: California 50.0%; 2 of 4 filings · 3 states touched
Spike month: 2016-03 15.4%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,305 volume; #1,316 composite; Cleanest-composite ladder is 1,989 places better than volume

How does Beal Financial Corporation compare to its peers?

How does BEAL FINANCIAL CORPORATION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BEAL FINANCIAL CORPORA… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4

Where do complaints against Beal Financial Corporation come from?

Beal Financial Corporation's own per-state count, not a national baseline.

California

2
Indiana

1
Louisiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Beal Financial Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Beal Financial Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.