What is the most common complaint against Advanced Financial Company?

The most common issue consumers report about Advanced Financial Company is "Attempts to collect debt not owed", specifically "Debt is not mine". This is based on 6 complaints filed with the CFPB.

Are complaints against Advanced Financial Company increasing or decreasing?

Complaints against Advanced Financial Company are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Advanced Financial Company's reputation grade?

Advanced Financial Company has a reputation grade of B (score: 63.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Advanced Financial Company respond to consumer complaints?

Advanced Financial Company has a 83% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Advanced Financial Company operate?

Advanced Financial Company has received CFPB complaints from consumers in 4 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Advanced Financial Company - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Cont'd attempts collect debt not owed

2
False statements or representation

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record advanced-financial-company Advanced Financial Company

Grade B · 6 CFPB filings · 83% timely · lead issue: Attempts to collect debt not owed · vol #2907 · compose #1928

VOL 6
GRADE B
12MO 0
STATES 4
TIMELY 83%
DISPUTE 33%
ISSUE Attempts to collect debt n…
RANK #2,907
COMPOSE #1,928

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Advanced Financial Company's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Advanced Financial Company's CFPB filings land in California

High volume does not equal a clean composite: Advanced Financial Company is volume #2,907 but composite #1,928, while California dominates the geography. Corpus placement method.

Dominant state: California 33.3%; 2 of 6 filings · 4 states touched
Spike month: 2017-01 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,907 volume; #1,928 composite; Cleanest-composite ladder is 979 places better than volume

How does Advanced Financial Company compare to its peers?

How does Advanced Financial Company compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Advanced Financial Com… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

83%

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-01 2017-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Cont'd attempts collect debt not owed	2
False statements or representation	1
Disclosure verification of debt	1

Where do complaints against Advanced Financial Company come from?

Advanced Financial Company's own per-state count, not a national baseline.

California

2
Virginia

2
Idaho

1
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Advanced Financial Company: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Advanced Financial Company: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.