State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 16

Sorted by most complaints

Neuheisel Law Firm, P.C.

C
9 total complaints ↓ falling

Pinnacle Financial Partners, Inc.

D
9 total complaints ↑ rising

PatientFi, Inc.

D
9 total complaints ↑ rising

Perfection Collection

D
9 total complaints ↓ falling

Recovery Management Solutions LLC

F
9 total complaints ↑ rising

Renton Collections Inc.

F
9 total complaints ↓ falling

Russell W Richardson, Attorney at Law

F
9 total complaints ↓ falling

Statewide Auto Sales

B
9 total complaints ↑ rising

Scott Fetzer Financial Group Inc.

C
9 total complaints ↑ rising

Stellantis Financial Services US Corp.

D
9 total complaints ↑ rising

Sunlight Financial LLC

D
9 total complaints ↑ rising

Tidewater Finance Company, Inc.

C
9 total complaints ↓ falling

Tecco Systems

F
9 total complaints ↓ falling

Tormey Bewley Corporation

C
9 total complaints ↓ falling

Tri-Counties Accounts Adjustment Bureau

C
9 total complaints ↓ falling

Unisa, Inc

D
9 total complaints ↑ rising

United Debt Holdings, LLC

D
9 total complaints ↓ falling

United Recovery Group, LLC (Closed)

C
9 total complaints ↓ falling

United Student Aid (USA) Funds

C
9 total complaints ↓ falling

Walwick, Inc

F
9 total complaints ↓ falling

AA Recovery Solutions, Inc.

F
8 total complaints ↓ falling

AUSSRQ Holdings, LLC

F
8 total complaints ↓ falling

Asset Management Outsourcing, Inc.

D
8 total complaints ↓ falling

Bilateral Credit Corp, LLC

D
8 total complaints → stable

Bureau of Medical Economics of Santa Clara County

F
8 total complaints ↑ rising

CFM Group LLC

C
8 total complaints ↓ falling

Collections USA, Inc.

D
8 total complaints → stable

Castle Credit Co Holdings, LLC, Chicago, IL Branch

C
8 total complaints ↓ falling

Compass Recovery Group, LLC

D
8 total complaints ↓ falling

Consolidated Recovery Group, LLC

D
8 total complaints ↓ falling

Dynamic Recovery Services, Inc.

F
8 total complaints ↓ falling

Denefits LLC

F
8 total complaints ↑ rising

Early Warning Services, LLC

B
8 total complaints ↑ rising

Gaba LAW Corporation

F
8 total complaints ↓ falling

Genesis Credit Management, LLC

F
8 total complaints ↓ falling

Global Recovery Group

F
8 total complaints ↓ falling

Hewitt-Capital

F
8 total complaints ↓ falling

Huntington Debt Holding LLC

D
8 total complaints → stable

Keynote Consulting, Inc.

D
8 total complaints → stable

Lanier Collections Agency and Services Inc

D
8 total complaints ↓ falling

Lawson Hamilton & Associates

C
8 total complaints ↑ rising

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
8 total complaints ↑ rising

Merchants Financial Guardian, Inc.

D
8 total complaints ↓ falling

Merchants and Medical Credit Corporation, Inc.

D
8 total complaints ↓ falling

Metro Republic Commercial Service, Inc.

F
8 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
8 total complaints ↓ falling

MiraMed Revenue Group LLC

C
8 total complaints ↓ falling

Ncsplus Incorporated

C
8 total complaints ↓ falling

Novea Portfolio Management LLC

D
8 total complaints ↓ falling

Omnipoint Capital

F
8 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.