State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 15

Sorted by most complaints

Fuel Capital Group

D
10 total complaints ↑ rising

Global Solution BIZ LLC.

F
10 total complaints → stable

Happy Money, Inc.

F
10 total complaints ↑ rising

KP Asset Consulting LLC

F
10 total complaints ↓ falling

Kashia Services

D
10 total complaints ↓ falling

Knight Adjustment Bureau

F
10 total complaints ↓ falling

McCalla Raymer Leibert Pierce, LLC

F
10 total complaints ↓ falling

Merchants Credit Corporation

D
10 total complaints ↓ falling

Mercury Financial Intermediate LLC

D
10 total complaints ↑ rising

Net Pay Advance, Inc.

B
10 total complaints ↑ rising

Nevada Credico, Inc.

D
10 total complaints ↓ falling

P.S.C., Inc

D
10 total complaints ↓ falling

Planet Home Lending, LLC

C
10 total complaints ↑ rising

RS Clark and Associates, Inc.

F
10 total complaints → stable

Rushmore Loan Management Services LLC

D
10 total complaints ↓ falling

Sacor Financial, Inc

C
10 total complaints ↓ falling

Silverman Theologou, LLP

D
10 total complaints → stable

Sortis Financial, Inc.

C
10 total complaints ↓ falling

Transform Credit Inc.

D
10 total complaints ↑ rising

Tri-State Adjustments, Inc.

C
10 total complaints ↓ falling

Universal Account Servicing, LLC

F
10 total complaints → stable

Zarvad III S.a.

F
10 total complaints ↓ falling

Accelerated Servicing Group LLC

F
9 total complaints ↓ falling

Action Financial Services, LLC

C
9 total complaints ↓ falling

Assured Financial Partners

C
9 total complaints ↓ falling

Axela Technologies, Inc

D
9 total complaints ↑ rising

BAM Financial, LLC

F
9 total complaints ↓ falling

BH Financial Group, LLC

B
9 total complaints → stable

CBC Companies, Inc.

D
9 total complaints ↑ rising

Challenge Financial Services

C
9 total complaints ↑ rising

Capital Collection Management LLC

D
9 total complaints ↑ rising

Capital Recovery Corporation

B
9 total complaints → stable

Certegy Holdings, LLC

D
9 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
9 total complaints ↓ falling

Credit International Corporation

C
9 total complaints → stable

Credit Karma, LLC

B
9 total complaints ↑ rising

Delray Capital, LLC

D
9 total complaints ↓ falling

First Advantage LNS Inc.

F
9 total complaints ↓ falling

First Federal Credit Control, Inc.

D
9 total complaints ↓ falling

GLA Collection Company, Inc.

D
9 total complaints ↓ falling

Gulf Coast Collection Bureau, Inc.

D
9 total complaints ↓ falling

Genpact Limited

B
9 total complaints ↓ falling

Global Payments Check Services, Inc.

C
9 total complaints ↓ falling

Greenberg, Grant & Richards Inc.

D
9 total complaints → stable

Immediate Credit Recovery

D
9 total complaints ↓ falling

Integrity Solution Services, Inc.

C
9 total complaints ↓ falling

J.S Resolution Group, Inc.

D
9 total complaints ↓ falling

LCS Financial Services Corporation

C
9 total complaints → stable

Law Office of Steven A. Booska

C
9 total complaints ↓ falling

Law Offices of Goldsmith & Hull A.P.C.

C
9 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.