This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade A 4 complaints

Pangaea International Receivable Services Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade A.

Complaints by issue type

What consumers report about Pangaea International Receivable Services Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record pangaea-international-receivable-services-inc Pangaea International Receivable Services Inc.

Grade A · 4 CFPB filings · 100% timely · lead issue: Communication tactics

  • VOL 4
  • GRADE A
  • 12MO 0
  • STATES 4
  • TIMELY 100%
  • DISPUTE 0%
  • ISSUE Communication tactics
  • RANK #3,460
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

90 Day Credit Experts90 Day Credit Experts4A & A North American Financial, LLCA & A North American Financi…4A & S Collection Associates, Inc.A & S Collection Associates,…4Accelerated Receivables Management, Inc.Accelerated Receivables Mana…4Pangaea International Receivable Services Inc. (this)Pangaea International Receiv…4
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Pangaea International Receivable Services Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 4 complaints break down

Every complaint issue type on record for Pangaea International Receivable Services Inc., not just the top ones shown above.

Reputation score breakdown

A
Composite reputation score
81.2/100
Pangaea International Receivable Services Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume B
4
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Arizona is the plurality state for Pangaea International Receivable Services Inc. (25.0%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Arizona 25.0%
Mid-band (15–30%) · 4 states with ≥1 filing
Spike month
2024-10 25.0%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#3,460 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Pangaea International Receivable Services Inc. compare to its peers?

How does Pangaea International Receivable Services Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Pangaea International Receivable Services Inc. National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Pangaea International Receivable Services Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 6 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%50%100%150% 0%50%100%150% Timely response rate (%) Dispute rate (%) Pangaea International Receivable Services Inc. vs. 5 similar-volume peers, by response speed and dispute rate Pangaea International Receivable Services Inc.Pacific Union Financial, LLCPendleton & Sutton LLCPLAZA HOME MORTGAGE, INC.PHOENIX EQUITY PARTNERS LLCPhelan Hallinan & Jones, LLC
Source: CFPB Consumer Complaint Database

Pangaea International Receivable Services Inc.'s complaint volume in context

Pangaea International Receivable Services Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

4 36th percentile higher than 36% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Pangaea International Receivable Services Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-10 2025-01

Issue Detail Breakdown

Issue Complaints
Communication tactics
3
False statements or representation
1

Where do complaints against Pangaea International Receivable Services Inc. come from?

Pangaea International Receivable Services Inc.'s own per-state count, not a national baseline.

Top states by complaints against Pangaea International Receivable Services Inc.

Across 4 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Pangaea International Receivable Services Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Pangaea International Receivable Services Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.