What is the most common complaint against Pangaea International Receivable Services Inc.?

The most common issue consumers report about Pangaea International Receivable Services Inc. is "Communication tactics", specifically "Threatened to take legal action". This is based on 4 complaints filed with the CFPB.

What is Pangaea International Receivable Services Inc.'s reputation grade?

Pangaea International Receivable Services Inc. has a reputation grade of A (score: 81.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Pangaea International Receivable Services Inc. respond to consumer complaints?

Pangaea International Receivable Services Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Pangaea International Receivable Services Inc. operate?

Pangaea International Receivable Services Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Arizona (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Pangaea International Receivable Services Inc. - Debt Collector Complaint Profile

Q: Are complaints against Pangaea International Receivable Services Inc. increasing or decreasing?

Complaints against Pangaea International Receivable Services Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

CFPB complaint profile across 4 states, reputation grade A.

Compiled by PlainCollector

Communication tactics

3
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record pangaea-international-receivable-services-inc Pangaea International Receivable Services Inc.

Grade A · 4 CFPB filings · 100% timely · lead issue: Communication tactics · vol #3460 · compose #266

VOL 4
GRADE A
12MO 0
STATES 4
TIMELY 100%
DISPUTE 0%
ISSUE Communication tactics
RANK #3,460
COMPOSE #266

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Pangaea International Receivable Services Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Arizona is the plurality state for Pangaea International Receivable Services Inc. (25.0%)

The 2024-10 spike coincides with a 3,194-place gap between volume rank #3,460 and composite #266. Corpus placement method.

Plurality state: Arizona 25.0%; Mid-band (15–30%) · 4 states with ≥1 filing
Spike month: 2024-10 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,460 volume; #266 composite; Cleanest-composite ladder is 3,194 places better than volume

How does Pangaea International Receivable Services Inc. compare to its peers?

How does Pangaea International Receivable Services Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Pangaea International … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-10 2025-01

Issue Detail Breakdown

Issue	Complaints
Communication tactics	3
False statements or representation	1

Where do complaints against Pangaea International Receivable Services Inc. come from?

Pangaea International Receivable Services Inc.'s own per-state count, not a national baseline.

Arizona

1
Florida

1
Missouri

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Pangaea International Receivable Services Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Pangaea International Receivable Services Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.