State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 25

Sorted by most complaints

M&T Bank Corporation

C
1 total complaints → stable

MAC5 Mortgage, Inc.

F
1 total complaints ↑ rising

Macoy Capital Partners, Inc.

F
1 total complaints ↑ rising

MCU Holdings, LLC

C
1 total complaints ↓ falling

Mepco Finance Corporation

1 total complaints ↑ rising

MID Florida Financing LLC

C
1 total complaints ↑ rising

Midfirst Bank

B
1 total complaints → stable

MNS & Associates LLC

D
1 total complaints ↓ falling

Money Source, Inc., the

B
1 total complaints ↓ falling

MS Services LLC

D
1 total complaints ↓ falling

Mandarich Law Group, LLP

D
1 total complaints → stable

McNeil & Meyers Asset Management Group, LLC

D
1 total complaints ↑ rising

Meade Recovery Services, LLC

D
1 total complaints → stable

Medical Financial Services, Inc.

C
1 total complaints ↓ falling

Merchants Credit Corporation

D
1 total complaints ↓ falling

Michael Andrews & Associates LLC

B
1 total complaints ↓ falling

Michaels, Louis & Associates, Inc.

C
1 total complaints ↑ rising

Mid-Atlantic Consumer Services

C
1 total complaints ↓ falling

Mid-South Adjustment Co., Inc.

F
1 total complaints ↑ rising

Midwest Fidelity Services, LLC

C
1 total complaints ↑ rising

Midwestern Health Management INC

B
1 total complaints ↓ falling

Miller Davis & Peoples

C
1 total complaints ↓ falling

Modern Adjustment Bureau

D
1 total complaints ↑ rising

Modern Asset Management, Inc.

D
1 total complaints ↑ rising

Momnt Technologies, Inc.

D
1 total complaints ↑ rising

Municipal Collections of America Inc.

D
1 total complaints ↓ falling

NCP Holdings, L.P.

D
1 total complaints → stable

NCS, Inc

D
1 total complaints ↓ falling

Northway Broker Ltd.

B
1 total complaints ↓ falling

NOVA Financial Holding Company, LLC

A
1 total complaints ↓ falling

NPG Associates, Inc.

D
1 total complaints ↑ rising

National Bureau of Collections, Inc

A
1 total complaints ↓ falling

National Creditors Connection, Inc

A
1 total complaints ↓ falling

National Debt Group of NY

F
1 total complaints ↓ falling

National Principal Group, LLC

C
1 total complaints ↓ falling

National Recovery Solutions, LLC

C
1 total complaints → stable

Nationwide Arbitration Services LLC

D
1 total complaints ↓ falling

Nationwide Credit Corporation

C
1 total complaints → stable

Nationwide Financial Group

D
1 total complaints ↓ falling

New Direction, Inc

F
1 total complaints ↑ rising

New Era Asset Management, LLC

B
1 total complaints ↓ falling

Newman, Hesse & Associates, P. A.

D
1 total complaints ↓ falling

Nexcheck, LLC

A
1 total complaints ↓ falling

Nexum Group Inc

D
1 total complaints → stable

Nickel City Group LLC

D
1 total complaints ↓ falling

North American Asset Services, LLC

D
1 total complaints ↓ falling

Northeastern Credit Services, Inc.

F
1 total complaints ↓ falling

Northern Resolution Services

B
1 total complaints ↓ falling

Northstar Education Finance Incorporated

A
1 total complaints ↓ falling

Northwest Collectors Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.