State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

Healthcare Management, LLC

D
1 total complaints ↓ falling

Heartland Resolution Group, LLC

D
1 total complaints ↓ falling

Hertzmark, Crean & Lahey, LLP.

F
1 total complaints ↓ falling

Hirshberg Acceptance Corporation

B
1 total complaints ↓ falling

HomeTown Lenders, LLC

C
1 total complaints ↓ falling

Homegrown Auto LLC

1 total complaints ↑ rising

Hosto & Buchan, PLLC

C
1 total complaints ↓ falling

Hunt & Henriques

D
1 total complaints → stable

Immediate Recovery Group, Inc

F
1 total complaints ↓ falling

Integra Servicing, LLC

C
1 total complaints ↑ rising

Iowa Student Loan Liquidity Corporation

C
1 total complaints ↓ falling

IRC's Center for Economic Opportunity, Inc.

A
1 total complaints ↑ rising

Innovative Strategic Solutions

F
1 total complaints → stable

Insight One Solutions, LLC

B
1 total complaints ↓ falling

Integrated Asset Recovery LLC

F
1 total complaints ↓ falling

International Collection Systems, Inc.

D
1 total complaints ↓ falling

InvestiNet LLC

D
1 total complaints ↑ rising

Investigative Concepts, Inc.

F
1 total complaints ↑ rising

Investment Retrievers, Inc.

D
1 total complaints → stable

J J Marshall & Associates, Inc

D
1 total complaints → stable

J Northland Group

F
1 total complaints ↓ falling

J&H Systems, LLC

A
1 total complaints ↓ falling

Jacobs, Marsh LLC

D
1 total complaints ↓ falling

Jana Ferrell & Associates LLC

F
1 total complaints → stable

Jenka Group Inc

B
1 total complaints ↓ falling

John C. Heath, Attorney at Law, PLLC

C
1 total complaints ↓ falling

Kings Credit Services

C
1 total complaints ↓ falling

Kansas Counselors, Inc.

D
1 total complaints ↓ falling

Kashia Services

D
1 total complaints ↓ falling

Kelsting Group, Inc.

D
1 total complaints ↓ falling

Kirschenbaum & Phillips P.C

D
1 total complaints ↓ falling

Kohn Law Firm S.C.

D
1 total complaints → stable

Lac Courte Oreilles Financial Services II

B
1 total complaints ↓ falling

Lamont, Hanley & Associates, Inc.

C
1 total complaints ↓ falling

Landmark Collection Services Inc.

F
1 total complaints ↑ rising

Law Office Of Phillip G. Krueger

C
1 total complaints ↓ falling

Law Offices of Robert A. Schuerger Co., LPA

C
1 total complaints ↓ falling

Law Offices of Ross Gelfand, LLC

C
1 total complaints ↓ falling

Law Offices of Sarah A Ponath LLC

B
1 total complaints ↓ falling

Law Offices of Timothy M. Sullivan

D
1 total complaints ↑ rising

Lazega & Johanson LLC

C
1 total complaints ↓ falling

Lead Finance DBA HyperSpeed Loans

B
1 total complaints ↑ rising

Leading Edge Recovery Solutions, LLC

C
1 total complaints ↓ falling

Legacy Customer Management Group, LLC

D
1 total complaints ↑ rising

Legal Action Bureau Inc

F
1 total complaints ↓ falling

Leib Solutions, LLC

B
1 total complaints ↑ rising

Lendsmart, Inc.

B
1 total complaints ↑ rising

Lien Enforcement Inc

D
1 total complaints → stable

Lionstone Holdings Group

F
1 total complaints ↓ falling

Lyons, Doughty & Veldhuis, PC

D
1 total complaints → stable

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.